V.J. Smith's Blog: V J SMITH MAKING IT WORK
January 28, 2020
4 Steps To Real Estate Investing Success!
Real estate investing is always good and sometimes it's red hot. When it's hot dozens of real estate seminars begin rolling across the country and thousands of people spend thousands of dollars for investing education.
It's startling to learn that of all those thousands of eager folks who attend these seminars only about 5% buy even one investment house. Why? The real estate gurus sell the "sizzle" and make profiting from real estate sound easy. The truth is that it's simple, but not easy.
Here's a quick plan that will enable anyone to begin building financial independence.
There are basically four steps to investing in single family homes:
1. Buy homes below full market value. Yes, people really do sell homes for less than the home's full value. The key is to understand that most home owners will only consider a purchase offer that is all cash and within 5% to 10% of their asking price.
The successful investor learns to find financially distressed home owners who have no choice but to sell for less than market value. They have lost their job or been suddenly transferred; they are divorcing; they been living beyond their income; the family has been overwhelmed with medical bills and, not uncommonly these days, their money has gone to support a drug habit.
Those are examples of motivated sellers. They have to sell and they will accept something other than a conventional, all cash offer.
2. How do you find motivated sellers? You work at it! Like any business it is important to develop a little marketing plan. One that is simple, yet very effective, is the one that was proven 75 years ago by the Fuller Brush company; door to door sales.
You are selling your skill as a home buyer to people who must sell. Your are there when they need you and you have the skill to help them solve at least part of their problem. With door to door prospecting you will learn more and buy more homes quicker than any other method. However, most people just won't walk door to door for three or four hours per week. OK, there are other ways.
You can watch public notices for the announcement of foreclosure sales. Meeting with a home owner right after they've received a notice that they are about to lose their home allows you to deal with a very motivated seller. Other public notices that provide buying opportunities include probate, divorce and bankruptcy. You can follow the Homes For Sale listings in your local newspaper or Internet site.
You can telephone the names found in these notices or, and this is the least time consuming, send a postcard expressing your interest in buying their property. It will produce buying opportunities, just not as many as personal contact.
3. After you've found a motivated seller you must understand how to frame offers that provide benefits for both you and for the home owner. A good real estate investor quickly learns that this is not a business of stealing property, but of solving problems in a way that benefits the seller.
The home owner is in a tight spot of some kind and you can save them from public embarrassment and, in most cases, give them at least a little cash to get a new start.
No investor can afford to leave cash in every deal. No one but Bill Gates has that much available money. You must use creative techniques like, leases, option and taking over mortgage payments. Little or no cash is needed for those deals. You can find plenty of reasonable priced educational material on those subjects in book stores or on EBay. The same education that seminars sell for thousands of dollars.
4. You make your profit when you buy! Never make a purchase until you've carefully determined exactly how you will get to your profit. If you hold it as a long term investment will the monthly rental income more than cover the monthly mortgage payment? Will you sell the deal to another investor for fast cash? Will you do some fix-up and sell the property for full value? Will you quickly trade it for a more desirable property? Have a plan before you buy.
There you have four steps that even a part-time investor can execute in three to four hours per week. What's the missing ingredient? Your determination and perseverance. If you will unfailingly follow the plan for a few months you will be well on your way to financial independence.
Habits of Highly Effective Diabetics Who Keep Their Diabetes Under Better Control
It's startling to learn that of all those thousands of eager folks who attend these seminars only about 5% buy even one investment house. Why? The real estate gurus sell the "sizzle" and make profiting from real estate sound easy. The truth is that it's simple, but not easy.
Here's a quick plan that will enable anyone to begin building financial independence.
There are basically four steps to investing in single family homes:
1. Buy homes below full market value. Yes, people really do sell homes for less than the home's full value. The key is to understand that most home owners will only consider a purchase offer that is all cash and within 5% to 10% of their asking price.
The successful investor learns to find financially distressed home owners who have no choice but to sell for less than market value. They have lost their job or been suddenly transferred; they are divorcing; they been living beyond their income; the family has been overwhelmed with medical bills and, not uncommonly these days, their money has gone to support a drug habit.
Those are examples of motivated sellers. They have to sell and they will accept something other than a conventional, all cash offer.
2. How do you find motivated sellers? You work at it! Like any business it is important to develop a little marketing plan. One that is simple, yet very effective, is the one that was proven 75 years ago by the Fuller Brush company; door to door sales.
You are selling your skill as a home buyer to people who must sell. Your are there when they need you and you have the skill to help them solve at least part of their problem. With door to door prospecting you will learn more and buy more homes quicker than any other method. However, most people just won't walk door to door for three or four hours per week. OK, there are other ways.
You can watch public notices for the announcement of foreclosure sales. Meeting with a home owner right after they've received a notice that they are about to lose their home allows you to deal with a very motivated seller. Other public notices that provide buying opportunities include probate, divorce and bankruptcy. You can follow the Homes For Sale listings in your local newspaper or Internet site.
You can telephone the names found in these notices or, and this is the least time consuming, send a postcard expressing your interest in buying their property. It will produce buying opportunities, just not as many as personal contact.
3. After you've found a motivated seller you must understand how to frame offers that provide benefits for both you and for the home owner. A good real estate investor quickly learns that this is not a business of stealing property, but of solving problems in a way that benefits the seller.
The home owner is in a tight spot of some kind and you can save them from public embarrassment and, in most cases, give them at least a little cash to get a new start.
No investor can afford to leave cash in every deal. No one but Bill Gates has that much available money. You must use creative techniques like, leases, option and taking over mortgage payments. Little or no cash is needed for those deals. You can find plenty of reasonable priced educational material on those subjects in book stores or on EBay. The same education that seminars sell for thousands of dollars.
4. You make your profit when you buy! Never make a purchase until you've carefully determined exactly how you will get to your profit. If you hold it as a long term investment will the monthly rental income more than cover the monthly mortgage payment? Will you sell the deal to another investor for fast cash? Will you do some fix-up and sell the property for full value? Will you quickly trade it for a more desirable property? Have a plan before you buy.
There you have four steps that even a part-time investor can execute in three to four hours per week. What's the missing ingredient? Your determination and perseverance. If you will unfailingly follow the plan for a few months you will be well on your way to financial independence.
Habits of Highly Effective Diabetics Who Keep Their Diabetes Under Better Control
10 Quick Tips To Save Money
Money, according to a classical definition, is what money does. And truth, as they say, is like a rubber band. Stretch it and it can do wonders. So if we can really make money in order to do whatever we want, there is nothing like that.
To provide 10 quick tips to save money is almost like a first-aid approach to a very intricate problem perhaps faced by almost each of us. It is important to know how to manage money efficiently to ensure bulky savings. Whether to save some part of what we have to spend or whether to spend at all on a service or commodity should be the first question to be answered.
Firstly in case of large investments, the first step for a prospective buyer is to identify and correlate the valuable item or service with need or desire. It is better to test its utility first, for example, by borrowing it for a fixed time period. If you are satisfied and convinced about its necessity and think that you really need that, you may buy it. But to save money, you as a wise consumer must find the best seller in terms of comparative pricing, quality & market reputation.
For lower priced items, one has to shop for the lowest prices, also keeping an eye on the quality aspect. For example, if you take the instance of buying clothes, the best purchase is off-season discount sale, wherein you can get good clothes at cheap rates.
For financial investments, like the stock market, follow the golden rule of buying volatile stocks when the price of an item is down & sell it when it is at a high. The profit thus earned can be invested in the equity market for steady items.
Today's Internet has provided the best opportunities to shop vigorously for the best price before you actually drop the money. Especially for insurance, loan facilities and financial management, one is spoilt for choices. Proper analysis of rates and amortization goes a long way in saving even hundreds of dollars in a year.
Change of plan in case of services like telephone, insurance, etc. can save you costly dollars provided you simply have the knowledge about the best existing plan.
Making a monthly budget for buying the essential items and regulating the number of luxury items can yield considerable savings.
Expensive weekends and extravagant outings should be replaced by reasonable excursion for wholesale entertainment.
Proper food planning and food habits result in better living, both financially and mentally. Stay healthy and you can save on medical bills. Having a proper food plan also prevents food from being wasted.
Paying the bills within due dates provides invaluable savings, because, in this case, as you have to pay, it is better to pay in time to avoid penalty.
If you are an employer, you should encourage flexible job responsibilities for your task force, making each one compatible with the work within a department. This will help in cutting down employees cost and help complete a task within time, even if someone is absent.
There are obviously several other ways to save money and lead a frugal life without tension. It is always told that money saved is money earned. Just keep it in mind and stay happy.
V J Smith
To provide 10 quick tips to save money is almost like a first-aid approach to a very intricate problem perhaps faced by almost each of us. It is important to know how to manage money efficiently to ensure bulky savings. Whether to save some part of what we have to spend or whether to spend at all on a service or commodity should be the first question to be answered.
Firstly in case of large investments, the first step for a prospective buyer is to identify and correlate the valuable item or service with need or desire. It is better to test its utility first, for example, by borrowing it for a fixed time period. If you are satisfied and convinced about its necessity and think that you really need that, you may buy it. But to save money, you as a wise consumer must find the best seller in terms of comparative pricing, quality & market reputation.
For lower priced items, one has to shop for the lowest prices, also keeping an eye on the quality aspect. For example, if you take the instance of buying clothes, the best purchase is off-season discount sale, wherein you can get good clothes at cheap rates.
For financial investments, like the stock market, follow the golden rule of buying volatile stocks when the price of an item is down & sell it when it is at a high. The profit thus earned can be invested in the equity market for steady items.
Today's Internet has provided the best opportunities to shop vigorously for the best price before you actually drop the money. Especially for insurance, loan facilities and financial management, one is spoilt for choices. Proper analysis of rates and amortization goes a long way in saving even hundreds of dollars in a year.
Change of plan in case of services like telephone, insurance, etc. can save you costly dollars provided you simply have the knowledge about the best existing plan.
Making a monthly budget for buying the essential items and regulating the number of luxury items can yield considerable savings.
Expensive weekends and extravagant outings should be replaced by reasonable excursion for wholesale entertainment.
Proper food planning and food habits result in better living, both financially and mentally. Stay healthy and you can save on medical bills. Having a proper food plan also prevents food from being wasted.
Paying the bills within due dates provides invaluable savings, because, in this case, as you have to pay, it is better to pay in time to avoid penalty.
If you are an employer, you should encourage flexible job responsibilities for your task force, making each one compatible with the work within a department. This will help in cutting down employees cost and help complete a task within time, even if someone is absent.
There are obviously several other ways to save money and lead a frugal life without tension. It is always told that money saved is money earned. Just keep it in mind and stay happy.
V J Smith
3 Things You Must Have to Make Lots of Money Fast
Where ever you are presently in your life you can begin to make large amounts of money very fast if you understand a few simple principles. Despite what anyone may tell you these principles of generating money fast do work.
These principles are not difficult but in order to understand them you must process them. You must take the time to give them some thought, until the thought becomes a part of your very being.
How to make money fast is one of the hot topics on everyone’s mind. Most people will tell you that claims of making fast money is a hokes. Those are the very people who believe that only hard work and struggle can create money. However despite the hard work, the concept of fast money is still not part of the equation. After all if you are working very hard you are unlikely to be making the sort of fast money that you would dream of.
I can tell you from first hand experience that fast money does not come through hard work. If you are marketing your business or interested in accumulating more money struggling will only kill your changes of getting money in a fast and easily way.
--The First Step--
The first think you need in order to make fast money is to have a clear goal. How much do you want? You would be so surprise at how many people want more money but don’t have a clear idea as to how much they want.
Without a clear goal your desire is just a wish, it is not concrete. Be specific about how much money you want and by when you would like to have it.
--The Second Step—
The very next step is to take inspired action. Inspired action comes from the universe as a nudge. It’s the perfect idea, job or business that will help you in getting your goal accomplished.
It makes no sense trying to do something that your neighbor or your coworker tried. What is an ideal opportunity to make fast money for them may not be ideal for you. Besides your goals are unique and the opportunities that are rightfully aligned for you are rightfully suited for you to reach your goal in the time that you desire.
--The Third Step—
The third most powerful step is to have a clear and bright vision of your goal. This is where most people fail. Most people get caught up in fear and worry that their goal will not be able to materialize and spend lots of wasted time holding back on their actions.
How many times have you been offered a great idea which you may have promised to do but allowed your fears to get in the way?
You must be able to hold your vision in such a way as to feed it with your own personal powerful intention that your vision will materializes money a lot faster than usual.
Many people who understand the power of holding a clear vision have gone on to make money very fast again and again. Those are the ones who deeply understood the precise way. With a little time and your deep desire you can literally suck money to you faster.
Over the years I can honestly say that I have tested all these theories and without fail they work in generating money faster than if I did not practice these methods.
Killer Plants
These principles are not difficult but in order to understand them you must process them. You must take the time to give them some thought, until the thought becomes a part of your very being.
How to make money fast is one of the hot topics on everyone’s mind. Most people will tell you that claims of making fast money is a hokes. Those are the very people who believe that only hard work and struggle can create money. However despite the hard work, the concept of fast money is still not part of the equation. After all if you are working very hard you are unlikely to be making the sort of fast money that you would dream of.
I can tell you from first hand experience that fast money does not come through hard work. If you are marketing your business or interested in accumulating more money struggling will only kill your changes of getting money in a fast and easily way.
--The First Step--
The first think you need in order to make fast money is to have a clear goal. How much do you want? You would be so surprise at how many people want more money but don’t have a clear idea as to how much they want.
Without a clear goal your desire is just a wish, it is not concrete. Be specific about how much money you want and by when you would like to have it.
--The Second Step—
The very next step is to take inspired action. Inspired action comes from the universe as a nudge. It’s the perfect idea, job or business that will help you in getting your goal accomplished.
It makes no sense trying to do something that your neighbor or your coworker tried. What is an ideal opportunity to make fast money for them may not be ideal for you. Besides your goals are unique and the opportunities that are rightfully aligned for you are rightfully suited for you to reach your goal in the time that you desire.
--The Third Step—
The third most powerful step is to have a clear and bright vision of your goal. This is where most people fail. Most people get caught up in fear and worry that their goal will not be able to materialize and spend lots of wasted time holding back on their actions.
How many times have you been offered a great idea which you may have promised to do but allowed your fears to get in the way?
You must be able to hold your vision in such a way as to feed it with your own personal powerful intention that your vision will materializes money a lot faster than usual.
Many people who understand the power of holding a clear vision have gone on to make money very fast again and again. Those are the ones who deeply understood the precise way. With a little time and your deep desire you can literally suck money to you faster.
Over the years I can honestly say that I have tested all these theories and without fail they work in generating money faster than if I did not practice these methods.
Killer Plants
5 Great Gift Ideas for Pet Lovers
With the holidays just around the corner, it's time to start thinking of gifts to give your friends and loved ones. Finding unique gifts can present a challenge, and most people never consider giving pet-related gifts. Since the chances are good that more than one person on your holiday gift list has a pet that he or she adores, why not give a distinctive gift that your recipient will treasure? Here are five great gift ideas to get you started:
1. Fine Art Animal Prints
Dogs may come in many shapes and sizes, but each has a personality all its own. One of the most delightful gifts you can give to a pet lover is a fine art print of his or her breed. One of the most notable artists offering fine art animal prints is Lorena Pugh. Her print, "Princess," for example, depicts a white toy poodle laying atop a stack of twelve colorful pillows, while "Angel Face" showcases a gorgeous pug who has just snagged a cluster of grapes off of a dining room table. In "Chocolate Craving," she realistically captures the yearning of a chocolate lab as he reaches for a tennis ball against a beautiful background of blue sky. These limited edition animal prints are sure to be treasured, as each comes with a consecutively numbered dog tag to match the tag in the print.
2. Crystal Animal Statues
Whether your gift recipient has a dog, cat, horse, or rabbit, he or she is sure to enjoy an elegant crystal animal statue. Typically made from 24 percent lead crystal, hand-finished animal statues are beautiful yet whimsical. Crystal animal statues can depict a wide variety of pets, from a sitting cat to a dog with a bone; from a turtle to a frog; from a horse to a mouse; and from a duck to a dove.
3. Stone Animal Statues
Who wouldn't love a playful stone animal statue depicting their beloved pet? Animal garden statues are perfect gifts, as are stone animal statues for the home and office. While some statues - like a sleeping spaniel puppy or an eager dachshund - make you feel warm inside, others - like a cat holding a pair of binoculars up to his eyes, ever watchful for a bird - make you chuckle. Stone animal statues are available for virtually any type of pet, and are certain to be cherished.
4. Animal Posters
If you've ever owned a pet, you know how funny they can be. Animal posters depict pets in a variety of outlandish situations (remember the cat in "Hang in There"?), and are eminently affordable. An animal poster is sure to bring a smile to your recipient's face.
5. Entertainment
When it comes to gifts for pet lovers, there's nothing more unique that pet-related entertainment. There is actually a music company that creates music for animals, so consider giving a gift of music about and for cats, dogs, or birds. Another great gift idea is to buy a DVD or video that is designed to entertain your recipient's dog or cat. Your friend or loved one can play the DVD or video while he or she is at work or out running errands - guilt free!
It's both original and thoughtful to give a gift that acknowledges your recipient's pet as a central part of his or her life. Pet lovers will appreciate and treasure your gift, whether it's a fine art animal print or an entertaining DVD.
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1. Fine Art Animal Prints
Dogs may come in many shapes and sizes, but each has a personality all its own. One of the most delightful gifts you can give to a pet lover is a fine art print of his or her breed. One of the most notable artists offering fine art animal prints is Lorena Pugh. Her print, "Princess," for example, depicts a white toy poodle laying atop a stack of twelve colorful pillows, while "Angel Face" showcases a gorgeous pug who has just snagged a cluster of grapes off of a dining room table. In "Chocolate Craving," she realistically captures the yearning of a chocolate lab as he reaches for a tennis ball against a beautiful background of blue sky. These limited edition animal prints are sure to be treasured, as each comes with a consecutively numbered dog tag to match the tag in the print.
2. Crystal Animal Statues
Whether your gift recipient has a dog, cat, horse, or rabbit, he or she is sure to enjoy an elegant crystal animal statue. Typically made from 24 percent lead crystal, hand-finished animal statues are beautiful yet whimsical. Crystal animal statues can depict a wide variety of pets, from a sitting cat to a dog with a bone; from a turtle to a frog; from a horse to a mouse; and from a duck to a dove.
3. Stone Animal Statues
Who wouldn't love a playful stone animal statue depicting their beloved pet? Animal garden statues are perfect gifts, as are stone animal statues for the home and office. While some statues - like a sleeping spaniel puppy or an eager dachshund - make you feel warm inside, others - like a cat holding a pair of binoculars up to his eyes, ever watchful for a bird - make you chuckle. Stone animal statues are available for virtually any type of pet, and are certain to be cherished.
4. Animal Posters
If you've ever owned a pet, you know how funny they can be. Animal posters depict pets in a variety of outlandish situations (remember the cat in "Hang in There"?), and are eminently affordable. An animal poster is sure to bring a smile to your recipient's face.
5. Entertainment
When it comes to gifts for pet lovers, there's nothing more unique that pet-related entertainment. There is actually a music company that creates music for animals, so consider giving a gift of music about and for cats, dogs, or birds. Another great gift idea is to buy a DVD or video that is designed to entertain your recipient's dog or cat. Your friend or loved one can play the DVD or video while he or she is at work or out running errands - guilt free!
It's both original and thoughtful to give a gift that acknowledges your recipient's pet as a central part of his or her life. Pet lovers will appreciate and treasure your gift, whether it's a fine art animal print or an entertaining DVD.
How To Prevent Your Car From Being Stolen: In the United States, a motor vehicle is stolen every 44 seconds
5 Steps to a Better-Behaved Pet
Want to live a healthier lifestyle? Get a dog.
Studies show that pet ownership helps reduce stress, lowers blood pressure and fends off feelings of loneliness and depression.
While nothing can top the love and companionship of a dog, there are some unpleasant behaviors that just won't do - from barking all night to wetting the floor to chewing on your shoes when you're not looking.
If your dog is exhibiting this type of behavior, it may be acting out due to boredom, pent-up aggression or because of lack of training. With proper lifestyle adjustments and diligent training, you'll be on your way to having a happy, well-behaved pet. The following tips will help your furry friend become more obedient:
* Spay or neuter. The Humane Society of the United States says that this common procedure can help your dog live longer, be healthier and have fewer behavior problems.
* Help your pet relax. Just like people, dogs can get anxious, agitated and stressed. That's why some veterinarians suggest giving your dog a calming product, such as Pluto Pet's Pet Calming Spray, to help relieve hyperactivity.
Made with natural ingredients, Pet Calming Spray acts quickly to relieve restlessness, fear, nervousness and aggression and helps antsy pets sleep through the night, according to the manufacturer.
* Have a workout routine. Provide your canine companion with regularly scheduled walks twice a day. This will help your dog avoid boredom, which can lead to destructive behavior.
* Go to school. According to the American Society for the Prevention of Cruelty to Animals, enrolling your dog in an obedience class will teach you how to control your dog's behavior both safely and humanely.
* Be patient. Though teaching your furry friend to be more obedient may take determination on your part, it's worth it. After all, as man's best friend, your dog will appreciate bonding with you during the process.
V J Smith
Studies show that pet ownership helps reduce stress, lowers blood pressure and fends off feelings of loneliness and depression.
While nothing can top the love and companionship of a dog, there are some unpleasant behaviors that just won't do - from barking all night to wetting the floor to chewing on your shoes when you're not looking.
If your dog is exhibiting this type of behavior, it may be acting out due to boredom, pent-up aggression or because of lack of training. With proper lifestyle adjustments and diligent training, you'll be on your way to having a happy, well-behaved pet. The following tips will help your furry friend become more obedient:
* Spay or neuter. The Humane Society of the United States says that this common procedure can help your dog live longer, be healthier and have fewer behavior problems.
* Help your pet relax. Just like people, dogs can get anxious, agitated and stressed. That's why some veterinarians suggest giving your dog a calming product, such as Pluto Pet's Pet Calming Spray, to help relieve hyperactivity.
Made with natural ingredients, Pet Calming Spray acts quickly to relieve restlessness, fear, nervousness and aggression and helps antsy pets sleep through the night, according to the manufacturer.
* Have a workout routine. Provide your canine companion with regularly scheduled walks twice a day. This will help your dog avoid boredom, which can lead to destructive behavior.
* Go to school. According to the American Society for the Prevention of Cruelty to Animals, enrolling your dog in an obedience class will teach you how to control your dog's behavior both safely and humanely.
* Be patient. Though teaching your furry friend to be more obedient may take determination on your part, it's worth it. After all, as man's best friend, your dog will appreciate bonding with you during the process.
V J Smith
“Basic Principles In A Dog Lovers Club”
There are lots of dog lovers clubs in the US that offer a lot more for both the dog lovers and their dogs. Here are some of them.
The American Kennel Club has a dog lovers sections called “For the Love of the Purebred Dog”. This article is more than a canine purebred section. It is dedicated to living at home with dogs. This dog club gives informative and educational materials pertaining to pet care, training, nutrition and a lot more. It also includes funny stories, art, pet history and the more popular Companion Animal Recovery method. There are also more popular sites like the dog breeds and events page.
The American Mixed Breed Obedience Registration or (AMBOR) on the other hand was created in 1983 with the objective of taking into accounts the perseverance and accolades in obedience contests of mix breed dogs and handlers. This dog lovers club also gives support and inspiration to dog handlers.
Important Information for Members:
1. Mixed-breeds
Unlimited full membership is open to handlers and owners of mixed-breed dogs as long as the pet is spayed and nails are cut. There should be front and side photo shots of the dog that will be included in the application. This is the ticket to all the obedience and agility programs, automatic tabulation in the agility and obedience nationwide ranking system. This also includes a given eligibility for the annual awards.
This achievement will be given honor in AMBOR highlights (AMBOR’S newsletter) and on the website. The member will be eligible to any agility and obedience national competition in the future. Dogs with assigned numbers are marked as purebred and should be enlisted as a purebred. Also, dogs that are listed as mixed-breeds that are given a number based on the owner’s application causes its membership to be changed to a status of a purebred.
2. Purebreds
Purebred dogs can be listed with AMBOR with a rule that entry is limited to the AMBOR-supported agility program. All dogs that are purebred, listed with AMBOR and exhibits AMBOR-supported programs on agility will have competition points monitored and there will be an automatic issuance of certificates.
Dogs that are purebred and listed with AMBOR are not qualified to be a part of the agility and obedience scoring systems. They will also not be included in the website on highlights and not qualified for any mixed-breeds national competition in the future.
Handlers that register to the AMBOR-supported trials on agility should put their AMBOR number on the form at the club’s entrance so that competition points will be monitored.
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The American Kennel Club has a dog lovers sections called “For the Love of the Purebred Dog”. This article is more than a canine purebred section. It is dedicated to living at home with dogs. This dog club gives informative and educational materials pertaining to pet care, training, nutrition and a lot more. It also includes funny stories, art, pet history and the more popular Companion Animal Recovery method. There are also more popular sites like the dog breeds and events page.
The American Mixed Breed Obedience Registration or (AMBOR) on the other hand was created in 1983 with the objective of taking into accounts the perseverance and accolades in obedience contests of mix breed dogs and handlers. This dog lovers club also gives support and inspiration to dog handlers.
Important Information for Members:
1. Mixed-breeds
Unlimited full membership is open to handlers and owners of mixed-breed dogs as long as the pet is spayed and nails are cut. There should be front and side photo shots of the dog that will be included in the application. This is the ticket to all the obedience and agility programs, automatic tabulation in the agility and obedience nationwide ranking system. This also includes a given eligibility for the annual awards.
This achievement will be given honor in AMBOR highlights (AMBOR’S newsletter) and on the website. The member will be eligible to any agility and obedience national competition in the future. Dogs with assigned numbers are marked as purebred and should be enlisted as a purebred. Also, dogs that are listed as mixed-breeds that are given a number based on the owner’s application causes its membership to be changed to a status of a purebred.
2. Purebreds
Purebred dogs can be listed with AMBOR with a rule that entry is limited to the AMBOR-supported agility program. All dogs that are purebred, listed with AMBOR and exhibits AMBOR-supported programs on agility will have competition points monitored and there will be an automatic issuance of certificates.
Dogs that are purebred and listed with AMBOR are not qualified to be a part of the agility and obedience scoring systems. They will also not be included in the website on highlights and not qualified for any mixed-breeds national competition in the future.
Handlers that register to the AMBOR-supported trials on agility should put their AMBOR number on the form at the club’s entrance so that competition points will be monitored.
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Care For Caregivers
If you're caring for an aging parent or facing the challenges of assisting a loved one or friend who is chronically ill, disabled or elderly, you are not alone. You are one of the 22 million Americans who care for an older adult. Caregivers provide 80 percent of in-home care, but unlike nurses and home health aids, they are unpaid for their labor of love.
"Caregiving is a difficult job that can take a toll on relationships, jobs and emotional well-being," says Dr. Elizabeth Clark, executive director of the National Association of Social Workers. "Those who care for others need to be sure to take care of themselves, as well."
Here are some important tips for caregivers:
• Don't Be Afraid to Ask For Help
We tend to wait until we are in crisis before asking for help and consultation. Seek out the help of a licensed clinical social worker or other trained professional.
• It's Not Easy to Tell Your Parents What to Do
The most difficult thing about caring for a parent is the day you have to tell them they need to have help, they can no longer drive or they may have to move from their home. Discuss long-term care wishes and desires before any decline happens.
• Take Care of Your Mental Health
It is not unusual to feel frustrated with your parents or children when they refuse your input and help. Seek a referral to a professional who can help you cope with your personal issues and frustrations.
• Stay Informed
We live in a world of constant change. Medications and treatments are constantly changing and the only way to keep up-to-date is to stay informed with the latest news. Attend local caregiver conferences, participate in support groups, speak with friends and relatives, and talk with professionals in the field of gerontology and geriatrics.
• Take Time Out
Caregivers who experience feelings of burnout need to accept that occasionally they may need a break from their loved one in order to provide him or her with the best care.
• Laugh
Humor and laughter are tremendous healers.
• Hire Help
If possible, you may want to hire help. The most important thing is to find trustworthy people to provide assistance. Use recommended home care agencies, talk with friends about their experiences and interview professionals before deciding on the one you are going to retain.
Safety Tips for Selecting a Caregiver
"Caregiving is a difficult job that can take a toll on relationships, jobs and emotional well-being," says Dr. Elizabeth Clark, executive director of the National Association of Social Workers. "Those who care for others need to be sure to take care of themselves, as well."
Here are some important tips for caregivers:
• Don't Be Afraid to Ask For Help
We tend to wait until we are in crisis before asking for help and consultation. Seek out the help of a licensed clinical social worker or other trained professional.
• It's Not Easy to Tell Your Parents What to Do
The most difficult thing about caring for a parent is the day you have to tell them they need to have help, they can no longer drive or they may have to move from their home. Discuss long-term care wishes and desires before any decline happens.
• Take Care of Your Mental Health
It is not unusual to feel frustrated with your parents or children when they refuse your input and help. Seek a referral to a professional who can help you cope with your personal issues and frustrations.
• Stay Informed
We live in a world of constant change. Medications and treatments are constantly changing and the only way to keep up-to-date is to stay informed with the latest news. Attend local caregiver conferences, participate in support groups, speak with friends and relatives, and talk with professionals in the field of gerontology and geriatrics.
• Take Time Out
Caregivers who experience feelings of burnout need to accept that occasionally they may need a break from their loved one in order to provide him or her with the best care.
• Laugh
Humor and laughter are tremendous healers.
• Hire Help
If possible, you may want to hire help. The most important thing is to find trustworthy people to provide assistance. Use recommended home care agencies, talk with friends about their experiences and interview professionals before deciding on the one you are going to retain.
Safety Tips for Selecting a Caregiver
Adjusting To An Aging Mind
As our brains age, we're less likely to think as quickly or remember things as well as we used to. Research is now showing how the brain changes and adapts with age. You can use what we've learned and follow a few simple tips to help remember things and avoid scams.
Dr. Denise C. Park, director of the Roybal Center for Healthy Minds at the University of Illinois, explains that the knowledge we gain from life experience can sometimes compensate for other changes in our brains as we age. Older professionals can often be better at their jobs than younger ones. "Your memory may be less efficient," Park says, "but your knowledge about how to do it may be better."
Researchers can design tests that expose problems in the aging mind by creating tasks in which older adults can't use their experience. These tests reflect real-life situations like getting upsetting medical news or having a crafty scam artist pressure you for an answer.
One key to dealing with situations like these, Park says, is not to make rash decisions. Ask for further information and more time to consider. Discuss it with friends or relatives.
Perhaps the most common trouble people face as they age is remembering things. Park says it's important to acknowledge that your memory is fallible. "For medicines, driving directions or other things with specific details, don't rely on your memory," she says. "That's good advice for everybody, but especially for older adults." If you need to remember something important, write it down on a pad or use an electronic device like a personal digital assistant (PDA) that lets you store notes and reminders.
Another way to remember things is through routines. Take your medicine with a snack or a particular meal, for example. Always keep your keys and wallet in the same place.
You can also use your imagination. If you imagine doing something beforehand, Park says, you're much more likely to do it. So, for example, imagine taking your medicine in as much detail as you can, paying attention to where, when and how.
Practice can help, too. Rehearse talking to a salesperson. Visit somewhere new in advance.
Keeping your brain active with activities that require mental effort, such as reading, may help keep your mind sharp. Staying physically active may help, too.
V J Smith
Dr. Denise C. Park, director of the Roybal Center for Healthy Minds at the University of Illinois, explains that the knowledge we gain from life experience can sometimes compensate for other changes in our brains as we age. Older professionals can often be better at their jobs than younger ones. "Your memory may be less efficient," Park says, "but your knowledge about how to do it may be better."
Researchers can design tests that expose problems in the aging mind by creating tasks in which older adults can't use their experience. These tests reflect real-life situations like getting upsetting medical news or having a crafty scam artist pressure you for an answer.
One key to dealing with situations like these, Park says, is not to make rash decisions. Ask for further information and more time to consider. Discuss it with friends or relatives.
Perhaps the most common trouble people face as they age is remembering things. Park says it's important to acknowledge that your memory is fallible. "For medicines, driving directions or other things with specific details, don't rely on your memory," she says. "That's good advice for everybody, but especially for older adults." If you need to remember something important, write it down on a pad or use an electronic device like a personal digital assistant (PDA) that lets you store notes and reminders.
Another way to remember things is through routines. Take your medicine with a snack or a particular meal, for example. Always keep your keys and wallet in the same place.
You can also use your imagination. If you imagine doing something beforehand, Park says, you're much more likely to do it. So, for example, imagine taking your medicine in as much detail as you can, paying attention to where, when and how.
Practice can help, too. Rehearse talking to a salesperson. Visit somewhere new in advance.
Keeping your brain active with activities that require mental effort, such as reading, may help keep your mind sharp. Staying physically active may help, too.
V J Smith
9 Quick Tips To Buying A Stair Lift
Stair lifts provide more than just a means of getting from the downstairs floor of a house to the upstairs - they also represent mobility and independence to an ageing generation.
As time goes by, it is only natural that we find certain everyday activities, such as climbing the stairs, becoming increasingly difficult. For someone with limited mobility due to injury, disability or chronic diseases such as arthritis and angina installing a stair lift is a low-cost common sense solution.
And with today's advanced technology nearly every home can be fitted with a stair lift, even if it has a curved staircase. Before you go ahead and purchase your stair lift make sure you use a professional and approved company with experience in this field.
Here is a quick and easy stair lift buying guide:
-- If you are unsure about what kind of stair lift is suitable for your home get some independent advice from the Occupational Therapy Department of your local social services.
-- Ask questions about the models that a company sells.
-- Read sales literature and brochures, find out about the different brands of stair lifts and the models available.
-- Get several quotes from different companies, but make sure they are for the same or 'like for like' models before comparing the prices.
-- Make sure the quote covers the supply AND fitting of the stair lift.
-- If you have a curved staircase, ask the company to assess your staircase and give you a personalised quote.
-- Compare also the after sales service. What happens if your stair lift breaks down? Are you covered for repairs and maintenance or do you have to pay out extra for a service contract?
-- If you are thinking of purchasing from a non-manufacturer, check that the company is an approved supplier, otherwise they may not be able to obtain spare parts.
-- And never buy a stair lift from someone who tries to make you buy that day or is pushing a certain stair lift on you. Salespeople are paid to clench deals and will often discount the price heavily to secure the sale - but the model they want you to buy may not be right for you.
If you are considering having a stair lift in your home the website below contains free information and impartial advice on this topic.
You will find that installing a stair lift will give you access to the whole of your home with ease, comfort and convenience. It is also a much more cost effective when compared to the cost of converting your existing home having or having to relocate to a single storey accommodation.
V J Smith
As time goes by, it is only natural that we find certain everyday activities, such as climbing the stairs, becoming increasingly difficult. For someone with limited mobility due to injury, disability or chronic diseases such as arthritis and angina installing a stair lift is a low-cost common sense solution.
And with today's advanced technology nearly every home can be fitted with a stair lift, even if it has a curved staircase. Before you go ahead and purchase your stair lift make sure you use a professional and approved company with experience in this field.
Here is a quick and easy stair lift buying guide:
-- If you are unsure about what kind of stair lift is suitable for your home get some independent advice from the Occupational Therapy Department of your local social services.
-- Ask questions about the models that a company sells.
-- Read sales literature and brochures, find out about the different brands of stair lifts and the models available.
-- Get several quotes from different companies, but make sure they are for the same or 'like for like' models before comparing the prices.
-- Make sure the quote covers the supply AND fitting of the stair lift.
-- If you have a curved staircase, ask the company to assess your staircase and give you a personalised quote.
-- Compare also the after sales service. What happens if your stair lift breaks down? Are you covered for repairs and maintenance or do you have to pay out extra for a service contract?
-- If you are thinking of purchasing from a non-manufacturer, check that the company is an approved supplier, otherwise they may not be able to obtain spare parts.
-- And never buy a stair lift from someone who tries to make you buy that day or is pushing a certain stair lift on you. Salespeople are paid to clench deals and will often discount the price heavily to secure the sale - but the model they want you to buy may not be right for you.
If you are considering having a stair lift in your home the website below contains free information and impartial advice on this topic.
You will find that installing a stair lift will give you access to the whole of your home with ease, comfort and convenience. It is also a much more cost effective when compared to the cost of converting your existing home having or having to relocate to a single storey accommodation.
V J Smith
Dine in Style Every Day With a Few Simple Steps
In Italy, stylish dining has long been embraced as a relaxing way to unwind after a busy day. So before you order takeout and eat in front of the television, take a cue from the Italians and make each meal a treat.
Whether dining alone, with family or with your closest friends, turn an otherwise hurried meal into a chic expression of style with these tips from Ecco Domani Italian wines.
* Determine the décor. Whether you are dining at the kitchen table or in a more formal setting, it's easy to add some pizzazz to your surroundings. Candles cast a warm glow once the sun goes down. Strands of small lights also enhance the mood; string them around the room or even bunch them in a Mason jar for a funky tabletop display.
* Master the art of mood music. Mellow jazz will help take the edge off a long day, and classical music can help lift your mood. Consider tailoring the music around the type of cuisine you are serving. For an Italian meal, for instance, play an assortment of Italian opera.
If you're dining with family or friends, get them involved by inviting them to bring their favorite CDs. Set your disc player to shuffle so that everyone's music selection gets played during the meal.
* Create a stylish menu. To help you unwind, it's best to keep your meal simple. Luckily, delicious meals are a snap to make with fresh, easy-to-prepare foods. And you can add flair to any basic dish with just a few additions.
For an Italian meal, a tomato, basil and mozzarella salad is always a crowd-pleaser. Drizzle chicken and fish with olive oil and lemon for a fresh, light flavor. And dust colorful veggies with Italian seasonings to bring out their natural flavors.
Whatever your menu, be sure to select a delicious wine to accompany the meal. Ecco Domani 2003 Pinot Grigio is a perfect wine for everyday dining because of its crisp, fresh flavor, which pairs perfectly with today's light cuisine.
It is easy to infuse any setting with glamour by adding a few small touches. In the end, nothing says style like taking the time to make each meal special. - NU
How To Inspect Trees And Recognize Hazardous Tree Defects
Whether dining alone, with family or with your closest friends, turn an otherwise hurried meal into a chic expression of style with these tips from Ecco Domani Italian wines.
* Determine the décor. Whether you are dining at the kitchen table or in a more formal setting, it's easy to add some pizzazz to your surroundings. Candles cast a warm glow once the sun goes down. Strands of small lights also enhance the mood; string them around the room or even bunch them in a Mason jar for a funky tabletop display.
* Master the art of mood music. Mellow jazz will help take the edge off a long day, and classical music can help lift your mood. Consider tailoring the music around the type of cuisine you are serving. For an Italian meal, for instance, play an assortment of Italian opera.
If you're dining with family or friends, get them involved by inviting them to bring their favorite CDs. Set your disc player to shuffle so that everyone's music selection gets played during the meal.
* Create a stylish menu. To help you unwind, it's best to keep your meal simple. Luckily, delicious meals are a snap to make with fresh, easy-to-prepare foods. And you can add flair to any basic dish with just a few additions.
For an Italian meal, a tomato, basil and mozzarella salad is always a crowd-pleaser. Drizzle chicken and fish with olive oil and lemon for a fresh, light flavor. And dust colorful veggies with Italian seasonings to bring out their natural flavors.
Whatever your menu, be sure to select a delicious wine to accompany the meal. Ecco Domani 2003 Pinot Grigio is a perfect wine for everyday dining because of its crisp, fresh flavor, which pairs perfectly with today's light cuisine.
It is easy to infuse any setting with glamour by adding a few small touches. In the end, nothing says style like taking the time to make each meal special. - NU
How To Inspect Trees And Recognize Hazardous Tree Defects
V J SMITH MAKING IT WORK
V J SMITH MAKING IT WORK Blog is filled with tips on writing and publishing and much more, on topics from a to z to fill your mind with knowledge and your tummy with great food when you cook the great
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