H.J. Chammas's Blog, page 7
October 28, 2019
In The Media ... The 3 Secrets To Financial Freedom
Did You Know That Being An Employee Gives You A Superior Start To Become A Millionaire?Soon after its launch, The Employee Millionaire became a multi-award-winning book ... and its abridged version became an international best-seller. Why?
In simple terms, this book is urging anyone with a day job to leverage their position of being employed to invest in income-producing-assets that in turn will pay them passive income and build generational wealth.
The book and its coaching course both lay down a step-by-step model with all the resources required so that anyone can apply the learning to their own unique situation.
The process of building wealth is depicted in a 3-step journey that got media attention.
Check out those 2 TV interviews that lay down the 3-step journey and the 3 secrets to financial freedom.
Trust me it's that simple.
In simple terms, this book is urging anyone with a day job to leverage their position of being employed to invest in income-producing-assets that in turn will pay them passive income and build generational wealth.
The book and its coaching course both lay down a step-by-step model with all the resources required so that anyone can apply the learning to their own unique situation.
The process of building wealth is depicted in a 3-step journey that got media attention.
Check out those 2 TV interviews that lay down the 3-step journey and the 3 secrets to financial freedom.
Trust me it's that simple.
October 21, 2019
Better Financial Education Leads To Financial Independence
BETTER FINANCIAL EDUCATION LEADS TO FINANCIAL INDEPENDENCE WE NEED BETTER FINANCIAL EDUCATION AND OUR CHILDREN DESERVE A BETTER FUTURE!
2020 is right behind the corner and it seems that progress can be easily observed everywhere you look without any doubt!
But at the same time most people have debt—mortgage and auto loans, credit cards, medical bills, student loans, etc.
Did you know that nearly 80% of American said are living from paycheck to paycheck? … and that just 40% of them could pay an unexpected $1,000 expense, such as an emergency room visit or car repair, with their savings?
How is that possible in the greatest economy in the world?!
What makes me feel extremely worried is that our future generation suffer like never before because of their lack of financial education...
We all recognize the United States as being one of the most powerful, highly developed and mixed economies.
In other words, we can call it the perfect place for people to easily reach a level of financial independence!...
But without proper financial education, it's extremely hard to take advantage of such opportunities…
This should make us wonder what's going to happen because you can't go through life without thinking about the future...about your children's future.
Due to dire financial circumstances, many people adopt “I’ll never retire” as a retirement plan. This approach has several major flaws...
Even though you may have completed your education, you're not done acquiring financial literacy. It's best to be proactive.
Even if you didn't learn money skills at home or at school, it's never too late to catch up. Re-aligning your focus and adjusting your finances now will make all the difference for your future.
I want to pass the gift of financial independence along to my son if at all possible because it is truly a great way to live. After all, as parents we are really in the business of producing the happiest and most capable adults we can, given the constraints of the real world.
If a child eventually ends up as happy with his lot in life as his parents are, we will be more than satisfied.
Surely every parent wants the same thing – to pass on their happiness if life is good, or if not, to give their kids a better life than they had. So they do their best to dish out financial advice, and to model good behavior for their offspring to emulate. Unfortunately, the results are not always good.
I'm an Award-Winning Best-Selling author, and I wrote a new book specially designed so that anyone can easily understand these important and essential 4 stages about how to achieve financial freedom and I'm giving it away for FREE!
If you agree with me that our children deserve a better future please click the link below and fill out a quick survey to download your edition of "The 4 Stages Of Building Wealth" eBook, for FREE NOW!
Also, I'm going to create a super Master Class which is going to be extremely helpful for everyone who wants to start a proven journey that will lead to financial independence!
This training is going to be unique, complete, tested and proven!
I promise you have never seen before such training because we're going to tackle everything that stopped people to reach their goals!
Not only that you will get this special book for FREE but you will also be one of the first who is going to gain access to this Master Class...
Get your special edition of "The 4 stages Of Building Wealth" eBook, for FREE NOW!
Your opinion is extremely important and matters!
Get Your Free Copy Of The 4 Stages of Building Wealth
2020 is right behind the corner and it seems that progress can be easily observed everywhere you look without any doubt!But at the same time most people have debt—mortgage and auto loans, credit cards, medical bills, student loans, etc.
Did you know that nearly 80% of American said are living from paycheck to paycheck? … and that just 40% of them could pay an unexpected $1,000 expense, such as an emergency room visit or car repair, with their savings?
How is that possible in the greatest economy in the world?!
What makes me feel extremely worried is that our future generation suffer like never before because of their lack of financial education...
We all recognize the United States as being one of the most powerful, highly developed and mixed economies.
In other words, we can call it the perfect place for people to easily reach a level of financial independence!...
But without proper financial education, it's extremely hard to take advantage of such opportunities…
This should make us wonder what's going to happen because you can't go through life without thinking about the future...about your children's future.
Due to dire financial circumstances, many people adopt “I’ll never retire” as a retirement plan. This approach has several major flaws...
Even though you may have completed your education, you're not done acquiring financial literacy. It's best to be proactive.
Even if you didn't learn money skills at home or at school, it's never too late to catch up. Re-aligning your focus and adjusting your finances now will make all the difference for your future.
I want to pass the gift of financial independence along to my son if at all possible because it is truly a great way to live. After all, as parents we are really in the business of producing the happiest and most capable adults we can, given the constraints of the real world.
If a child eventually ends up as happy with his lot in life as his parents are, we will be more than satisfied.
Surely every parent wants the same thing – to pass on their happiness if life is good, or if not, to give their kids a better life than they had. So they do their best to dish out financial advice, and to model good behavior for their offspring to emulate. Unfortunately, the results are not always good.
I'm an Award-Winning Best-Selling author, and I wrote a new book specially designed so that anyone can easily understand these important and essential 4 stages about how to achieve financial freedom and I'm giving it away for FREE!
If you agree with me that our children deserve a better future please click the link below and fill out a quick survey to download your edition of "The 4 Stages Of Building Wealth" eBook, for FREE NOW!
Also, I'm going to create a super Master Class which is going to be extremely helpful for everyone who wants to start a proven journey that will lead to financial independence!
This training is going to be unique, complete, tested and proven!
I promise you have never seen before such training because we're going to tackle everything that stopped people to reach their goals!
Not only that you will get this special book for FREE but you will also be one of the first who is going to gain access to this Master Class...
Get your special edition of "The 4 stages Of Building Wealth" eBook, for FREE NOW!
Your opinion is extremely important and matters!
Get Your Free Copy Of The 4 Stages of Building Wealth
September 29, 2019
How Not To Get Fooled And Lose It All To The False Promises of Capital Gain?
How Not To Get Fooled And Lose It All To The False Promises of Capital Gain?
I am literately not able to understand how come many (if not majority) of the highly educated and intelligent people I either met or read about always get fooled by those brokers or agents who sell them off-plan properties with the promise of doubling, tripling, or even quadrupling their invested capital in 3 to 4 years once the development they are buying in is turned over.
Is it possible that those brokers or agents are smarter than those intelligent people? I don't believe so.
So, I made it my mission to discover how people very quite often fall to the trick of those magicians who claim to see the future.
I have interviewed more than 220 individuals who live in the US, UK, Singapore, Dubai, and Sydney ... trying to understand their motivations to buy properties off-plan and how they were convinced that they will make profit.
The answers to this short survey boiled down to 2 main reasons:Lack of financial literacyLaziness to analyse an investmentNow the thing is while few of those investors did indeed enjoy capital gains and thought they made a smart investment, the majority ended up with a property that is worth the same as the purchase price or most often less than the purchased price.
Many ended up losing their whole investment, since they did not have enough capital to pay upon handing over the property to them. Their original plan was to sell their investment at a higher price, pocket their gains, before the property would be handed over to them. It turns out that the crystal ball used by those magicians (the brokers and the agents) was not crystal at all ... it was a muddy vision.
How To Manage Risk When Investing In Rental Properties?
This diagram above illustrates the whole strategy of risk management when it comes to investing in rental properties. I have always followed this strategy in all my investments in many cities across Asia, Dubai, and Europe, and it never failed me.
In the case of investing in rental properties, Risk Management is when the prudent investor plans for the rental income as the worst-case scenario … and this often beats any interest that might be earned in stashing my money in a savings account.
However, when the opportunity for a jump in property prices presents itself due to market cycles, the investor can take advantage of it and sell or refinance for handsome profits.
The mistake most people make is that they only plan for capital gains when investing in real estate. They end up buying off-plan, counting on luck, parking their money, and increasing their risk.
Although this is a simple strategy, I still wonder why do people still fall for the same tricks!
The Employee Millionaire book and courses are aimed at increasing both the financial and investment literacy of employees, so that they can make wise and informed decisions on how to invest their hard-earned money for passive income and building generational wealth.
Learn More
I am literately not able to understand how come many (if not majority) of the highly educated and intelligent people I either met or read about always get fooled by those brokers or agents who sell them off-plan properties with the promise of doubling, tripling, or even quadrupling their invested capital in 3 to 4 years once the development they are buying in is turned over.
Is it possible that those brokers or agents are smarter than those intelligent people? I don't believe so.
So, I made it my mission to discover how people very quite often fall to the trick of those magicians who claim to see the future.
I have interviewed more than 220 individuals who live in the US, UK, Singapore, Dubai, and Sydney ... trying to understand their motivations to buy properties off-plan and how they were convinced that they will make profit.
The answers to this short survey boiled down to 2 main reasons:Lack of financial literacyLaziness to analyse an investmentNow the thing is while few of those investors did indeed enjoy capital gains and thought they made a smart investment, the majority ended up with a property that is worth the same as the purchase price or most often less than the purchased price.
Many ended up losing their whole investment, since they did not have enough capital to pay upon handing over the property to them. Their original plan was to sell their investment at a higher price, pocket their gains, before the property would be handed over to them. It turns out that the crystal ball used by those magicians (the brokers and the agents) was not crystal at all ... it was a muddy vision.
How To Manage Risk When Investing In Rental Properties?
This diagram above illustrates the whole strategy of risk management when it comes to investing in rental properties. I have always followed this strategy in all my investments in many cities across Asia, Dubai, and Europe, and it never failed me.
In the case of investing in rental properties, Risk Management is when the prudent investor plans for the rental income as the worst-case scenario … and this often beats any interest that might be earned in stashing my money in a savings account.
However, when the opportunity for a jump in property prices presents itself due to market cycles, the investor can take advantage of it and sell or refinance for handsome profits.
The mistake most people make is that they only plan for capital gains when investing in real estate. They end up buying off-plan, counting on luck, parking their money, and increasing their risk.
Although this is a simple strategy, I still wonder why do people still fall for the same tricks!
The Employee Millionaire book and courses are aimed at increasing both the financial and investment literacy of employees, so that they can make wise and informed decisions on how to invest their hard-earned money for passive income and building generational wealth.
Learn More
July 19, 2019
I received a Book Excellence Award!
I am incredibly excited to announce that I have been recognized as a Book Excellence Award Winner for my book, The Employee Millionaire in the Real Estate Category.
Out of hundreds of books that were entered into the Book Excellence Awards competition, my book was selected for its high quality writing, design and overall market appeal.
To view my complete award listing, you can click here.
The book was released in 2018 and is about personal finance and how to invest in rental properties to build wealth and achieve financial freedom.
The book is perfect for any person with a day job and a steady income from their salary.
You can get a copy for yourself at www.employeemillionaire.com.
Out of hundreds of books that were entered into the Book Excellence Awards competition, my book was selected for its high quality writing, design and overall market appeal.
To view my complete award listing, you can click here.
The book was released in 2018 and is about personal finance and how to invest in rental properties to build wealth and achieve financial freedom.
The book is perfect for any person with a day job and a steady income from their salary.
You can get a copy for yourself at www.employeemillionaire.com.
July 9, 2019
Decoding Getting Qualified For Loans to Finance Your Investments?
Decoding The Process of Financing Your Real Estate Investment
Whenever you apply for a loan to finance your rental property investment, any lender needs to approve both you and the property before the loan is released. This means lenders are required to make sure you are eligible for a loan before they even evaluate any property. So it makes sense to sort out the first half of that equation by getting yourself prequalified for a loan.
Getting Prequalified for a LoanIn fact, getting yourself approved is the most difficult part of the equation. Therefore, before engaging your real estate agents or brokers to search for properties matching your criteria, it would be quite a wise move from your end to make sure you prequalify for a loan. That way you won’t waste anyone’s time.
Getting a preapproval means getting a conditional approval from the lender by submitting the financial paperwork that proves the applicant’s creditworthiness.
So, this first half of the equation is all about you ... the applicant.
The whole step by step process, with all the worksheets to compute your creditworthiness, are covered in The Employee Millionaire Course.
It is important to understand one basic and simple insider fact: The banks’ primary business is selling loans that will secure them monthly cash flow from interest paid by their clients. This is how banks make money. They make money on the interest their clients pay on loans as well as on loan applications and processing fees. Have the confidence that any lender will do their best to help you sort out your documents in order to qualify for a loan.
Lenders will take the data from the provided documents to look at the following:
Applicant’s income (earned income and unearned income).Applicant’s expenses.Applicant’s loan payments.Applicant’s assets.Applicant’s liabilities.One of the most important ratios your lender will always study to determine your eligibility for a loan is your debt-to-income ratio (DTI).
Your DTI may be the main measure of your creditworthiness for a loan, refinancing, or credit. Debt-to-income ratio is exactly what it sounds like: the amount of debt you owe as compared to your overall income. Your lenders will look at this ratio when they are trying to decide whether to lend you money or extend credit.
A low DTI means you have a good balance between debt and income. As you might have guessed, lenders like this number to be low, which means your debt is at a manageable level relative to your income. The lower it is, the greater the chance you will be able to get the loans or credit you seek.
A detailed computation of DTI is provided for free with the resources that come with The Employee Millionaire Course.
This ratio also helps bankers determine the amount of loan you are eligible for; and therefore, determines the budget of the property you will be prospecting for.
Once you find the right property that meets all your criteria, you will start the second half of the equation, which is financing the property.
Financing Your Property
This is when you submit the property's documents to the bank to kick off the inspection and appraisal process.
The graph below summarizes the necessary steps.
After the appraisal is completed and the lender receives the report from the appraiser, the bank reviews the whole loan file, including the borrower’s financial health, and makes a final decision whether to approve or reject the loan.
If the loan is approved, you will be notified in writing with the bank’s final offer, which includes the details of the property, your down payment, the loan amount, the interest rates, the terms of the loan, the conditions for insurance, and the monthly instalments of the loan.
Once you approve the bank’s final offer, a closing date is determined. During this stage, the loan officer will work with you and guide you on all the steps and payments required for closing and the transfer of title in your name.
Whenever you apply for a loan to finance your rental property investment, any lender needs to approve both you and the property before the loan is released. This means lenders are required to make sure you are eligible for a loan before they even evaluate any property. So it makes sense to sort out the first half of that equation by getting yourself prequalified for a loan.
Getting Prequalified for a LoanIn fact, getting yourself approved is the most difficult part of the equation. Therefore, before engaging your real estate agents or brokers to search for properties matching your criteria, it would be quite a wise move from your end to make sure you prequalify for a loan. That way you won’t waste anyone’s time.
Getting a preapproval means getting a conditional approval from the lender by submitting the financial paperwork that proves the applicant’s creditworthiness.
So, this first half of the equation is all about you ... the applicant.
The whole step by step process, with all the worksheets to compute your creditworthiness, are covered in The Employee Millionaire Course.
It is important to understand one basic and simple insider fact: The banks’ primary business is selling loans that will secure them monthly cash flow from interest paid by their clients. This is how banks make money. They make money on the interest their clients pay on loans as well as on loan applications and processing fees. Have the confidence that any lender will do their best to help you sort out your documents in order to qualify for a loan.
Lenders will take the data from the provided documents to look at the following:
Applicant’s income (earned income and unearned income).Applicant’s expenses.Applicant’s loan payments.Applicant’s assets.Applicant’s liabilities.One of the most important ratios your lender will always study to determine your eligibility for a loan is your debt-to-income ratio (DTI).
Your DTI may be the main measure of your creditworthiness for a loan, refinancing, or credit. Debt-to-income ratio is exactly what it sounds like: the amount of debt you owe as compared to your overall income. Your lenders will look at this ratio when they are trying to decide whether to lend you money or extend credit.
A low DTI means you have a good balance between debt and income. As you might have guessed, lenders like this number to be low, which means your debt is at a manageable level relative to your income. The lower it is, the greater the chance you will be able to get the loans or credit you seek.
A detailed computation of DTI is provided for free with the resources that come with The Employee Millionaire Course.
This ratio also helps bankers determine the amount of loan you are eligible for; and therefore, determines the budget of the property you will be prospecting for.
Once you find the right property that meets all your criteria, you will start the second half of the equation, which is financing the property.
Financing Your Property
This is when you submit the property's documents to the bank to kick off the inspection and appraisal process.
The graph below summarizes the necessary steps.
After the appraisal is completed and the lender receives the report from the appraiser, the bank reviews the whole loan file, including the borrower’s financial health, and makes a final decision whether to approve or reject the loan.
If the loan is approved, you will be notified in writing with the bank’s final offer, which includes the details of the property, your down payment, the loan amount, the interest rates, the terms of the loan, the conditions for insurance, and the monthly instalments of the loan.
Once you approve the bank’s final offer, a closing date is determined. During this stage, the loan officer will work with you and guide you on all the steps and payments required for closing and the transfer of title in your name.
July 8, 2019
Learn How to Achieve Financial Freedom Before Leaving Your Day Job - Podcast
Learn How to Achieve Financial Freedom Before Leaving Your Day Job
My Future Business Interview with H J Chammas
Learn How to Achieve Financial Freedom Before Leaving Your Day Job
July 6, 2019
The 3 Secrets to Becoming an Employee Millionaire
The 3 Secrets to Becoming an Employee Millionaire
There are 3 simple secrets that employees can apply to leverage their day job to invest in rental properties and achieve financial freedom.
Secret #1 - “ THE TRUMP’S ART OF THE DEAL ” – They don’t need spare cash; their job allows them to borrow what they need to start investing. This speaks about the power of leverage.
In simple terms, a Starting Investor Does Not Need Spare Cash – Their job allows them to borrow what they need to start investing. Actually, it’s an advantage to be an employee.
Lenders like to lend to people with: A regular income; A good track record of paying their debt obligations; and A sensible plan for investing what they’re borrowing. Banks like secure investments … and property is a secure investment, which can be put as a collateral to secure the loan.
Secret #2 - “ THE HENRY FORD PLUG ‘N EARN PROCESS ” – Follow a proven blueprint that minimize money and time lost by trial and error.
We all know how Henry Ford developed a process that allowed mass car production with maximum efficiency. In a similar fashion: Investors need to follow a proven Blueprint … a Step-By-Step Process that requires no special ability to learn and execute.
Let’s reflect on this for a moment:. Someone with a day job needs a system that requires minimum time to be invested to learn the ropes of the trade. They require a blueprint that will minimize money and time lost by trial and error.
Secret #3 - “ THE ARNOLD SCHWARZENEGGER REPS ” – Replicate the same process until they achieve financial freedom.
Mr. Schwarzenegger is known for a famous quote about the power of repetition … and that the results will be obtained from those last few reps.
When it comes to investing in rental properties, replicating the Same Process – over and over – without giving up – helps in moving steadily – one property at a time – from someone’s current Financial Situation to Financial Freedom.
3 Simple Secrets that will not only allow every employee overcome their own Limiting Beliefs, but also transform them into Empowering Beliefs ... and then start their wealth building Journey.
Download a Free Copy of The Employee Millionaire Audio Book (For 1st Time Members on Audible ... It's free to become a member)
"Nearly 80 percent of American workers say they’re living paycheck to paycheck". (Source: CNBC, January 2019)
There are 3 simple secrets that employees can apply to leverage their day job to invest in rental properties and achieve financial freedom.
Secret #1 - “ THE TRUMP’S ART OF THE DEAL ” – They don’t need spare cash; their job allows them to borrow what they need to start investing. This speaks about the power of leverage.
In simple terms, a Starting Investor Does Not Need Spare Cash – Their job allows them to borrow what they need to start investing. Actually, it’s an advantage to be an employee.
Lenders like to lend to people with: A regular income; A good track record of paying their debt obligations; and A sensible plan for investing what they’re borrowing. Banks like secure investments … and property is a secure investment, which can be put as a collateral to secure the loan.
Secret #2 - “ THE HENRY FORD PLUG ‘N EARN PROCESS ” – Follow a proven blueprint that minimize money and time lost by trial and error.
We all know how Henry Ford developed a process that allowed mass car production with maximum efficiency. In a similar fashion: Investors need to follow a proven Blueprint … a Step-By-Step Process that requires no special ability to learn and execute.
Let’s reflect on this for a moment:. Someone with a day job needs a system that requires minimum time to be invested to learn the ropes of the trade. They require a blueprint that will minimize money and time lost by trial and error.
Secret #3 - “ THE ARNOLD SCHWARZENEGGER REPS ” – Replicate the same process until they achieve financial freedom.
Mr. Schwarzenegger is known for a famous quote about the power of repetition … and that the results will be obtained from those last few reps.
When it comes to investing in rental properties, replicating the Same Process – over and over – without giving up – helps in moving steadily – one property at a time – from someone’s current Financial Situation to Financial Freedom.
3 Simple Secrets that will not only allow every employee overcome their own Limiting Beliefs, but also transform them into Empowering Beliefs ... and then start their wealth building Journey.
Learn More
Download a Free Copy of The Employee Millionaire Audio Book (For 1st Time Members on Audible ... It's free to become a member)
June 15, 2019
Why Is It Important To Get Pre-Qualified For A Loan Before Prospecting For Rental Properties?
Why Is It Important To Get Pre-Qualified For A Loan Before Prospecting For Rental Properties?
Early in their investment career, starting real estate investors often get excited and start searching for properties to invest in. Although those investors could have a certain degree of clarity on the investment criteria for the property in question, many fail to have clear budget in mind.
Not having a budget in mind would definitely send a message to the real estate agents (helping on the property search) that the investor is either not clear on what they want or are not really serious.
Below is a summary of the major advantages of securing a loan preapproval:
You will get to know the loan amount your mortgage lender is willing to give you. This enables you to go out searching for investment properties with a budget in mind, which means you can predetermine the price ranges for properties to invest in.You can expedite the closing process once you find a great deal you want to invest in. The time you spend to get prequalified for a loan will be time saved when you apply for a final loan once you find an investment property that matches your criteria.Closing a deal faster will let the seller give you a priority before other investors who are not cash buyers and still do not have preapproved financing.
To better clarify how a loan preapproval can expedite the purchase and closing process, here is an overview of the process of applying for a home loan.Whenever you apply for a loan to finance your rental property investment, any lender needs to approve both you and the property before the loan is released. This means lenders are required to make sure you are eligible for a loan before they even evaluate any property.So it makes sense to sort out the first half of that equation by getting yourself prequalified for a loan.In fact, getting yourself approved is the most difficult part of the equation.Therefore, before engaging your real estate agents or brokers to search for properties matching your criteria, it would be quite a wise move from your end to make sure you prequalify for a loan. That way you won’t waste anyone’s time.
Learn More on Getting Preapproved For Mortgage Loans
Early in their investment career, starting real estate investors often get excited and start searching for properties to invest in. Although those investors could have a certain degree of clarity on the investment criteria for the property in question, many fail to have clear budget in mind.
Not having a budget in mind would definitely send a message to the real estate agents (helping on the property search) that the investor is either not clear on what they want or are not really serious.
Below is a summary of the major advantages of securing a loan preapproval:
You will get to know the loan amount your mortgage lender is willing to give you. This enables you to go out searching for investment properties with a budget in mind, which means you can predetermine the price ranges for properties to invest in.You can expedite the closing process once you find a great deal you want to invest in. The time you spend to get prequalified for a loan will be time saved when you apply for a final loan once you find an investment property that matches your criteria.Closing a deal faster will let the seller give you a priority before other investors who are not cash buyers and still do not have preapproved financing.
To better clarify how a loan preapproval can expedite the purchase and closing process, here is an overview of the process of applying for a home loan.Whenever you apply for a loan to finance your rental property investment, any lender needs to approve both you and the property before the loan is released. This means lenders are required to make sure you are eligible for a loan before they even evaluate any property.So it makes sense to sort out the first half of that equation by getting yourself prequalified for a loan.In fact, getting yourself approved is the most difficult part of the equation.Therefore, before engaging your real estate agents or brokers to search for properties matching your criteria, it would be quite a wise move from your end to make sure you prequalify for a loan. That way you won’t waste anyone’s time.
Learn More on Getting Preapproved For Mortgage Loans
Download a Free Copy of The Employee Millionaire Audio Book (For 1st Time Members on Audible ... It's free to become a member)
June 3, 2019
The Segilola Salami Show
Just the other day, I saw a tweet about a podcast show set in a virtual cafe called The Segilola Salami Show.
I was immediately intrigued by the format and had to listen to a few episodes of the show. I fell in love with the very informal nature of the show and the fact that it is both educative and entertaining.
This spurred me to book a slot to appear as a guest on the show too. As an author that has published four personal finance books to date, I believe I have a lot to offer the listeners of the show in terms of the things I learned from publishing and also my motivation for writing this genre of books.
http://www.segilolasalami.co.uk/podcast-segilolasalami/subscribe-to-podcast/
You can click the player below to listen to the show too. Please leave a comment below as I would love your thoughts on the show
I was immediately intrigued by the format and had to listen to a few episodes of the show. I fell in love with the very informal nature of the show and the fact that it is both educative and entertaining.
This spurred me to book a slot to appear as a guest on the show too. As an author that has published four personal finance books to date, I believe I have a lot to offer the listeners of the show in terms of the things I learned from publishing and also my motivation for writing this genre of books.
http://www.segilolasalami.co.uk/podcast-segilolasalami/subscribe-to-podcast/
You can click the player below to listen to the show too. Please leave a comment below as I would love your thoughts on the show
