M. Pattabiraman's Blog, page 88

Mastering the Art of Monthly Expense Tracking and Management

This article discusses how to track monthly expenses and manage them efficiently. This is one of the steps in our Free ebook: Re-assemble Step-by-step money management basics. If you ask me now, “How should I track expenses?” I would say, “Do not track; invest first and spend later”. See: How ten years of tracking investments...

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How to build a corpus for medical expenses

Everyone needs to build a corpus to handle medical expenses either in the near future or after retirement. I discuss simple ways to build a corpus for medical expenses in this article. Remember that a corpus for medical expenses is not just for those who cannot buy health insurance due to ill health. Even those...

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Let’s Get RICH With PATTU podcast is now available on YouTube!

Let’s get rich with Pattu, produced by Ofspin is a weekly podcast on money management. We have completed 13 episodes so far. You can now listen to the show on nine different channels and watch us discuss money management on YouTube! Each episode will cover one aspect of money management – insurance, emergency funds, planning...

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Debt and hybrid mutual fund screener (Aug 2023) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money market funds, banking and PSU funds etc. The credit quality of the bonds in the portfolio and the bond maturity profile...

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Active vs Passive Mutual Funds: Which Should You Choose?

Last Updated on August 21, 2023 at 6:23 am A mutual fund is a financial instrument that pools money from the investor and invests on their behalf. As mutual funds become more popular, investors face difficulty making choices. Mutual funds are segregated into two main categories: active and passive mutual funds. If you invest through...

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Implementing the Unified Portfolio Approach in the Wealth Accumulation Phase

Last Updated on August 20, 2023 at 10:01 am In this article, SEBI-registered flat fee-only financial advisor Swapnil Kendhe discusses how we can implement a unified portfolio approach for all our long-term goals. About the author: Swapnil is a SEBI Registered Investment Advisor and is one of the sought-after advisors on the freefincal fee-only financial planners’...

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Sample Financial Plan for Salaried Employees with a Family

I have written many articles on term insurance, health insurance, and retirement planning. A few of my readers have previously asked me – Can you create a sample financial plan for a family with a simple example of financial planning for salaried employees in India? So, here we go! About the author: Ajay Pruthi is...

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Index fund tracking error screener Aug 2023

This index fund screener is based on tracking error and returns difference wrt benchmarks (aka tracking difference). The screener will help users evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help a understand how tracking a midcap index or the Nifty 100, 500 differs from tracking the Sensex or...

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Export mutual fund CAMS statement to a CSV file with this free tool

On 12th Aug 2023, Sudheer Tammini announced that he had developed a “simple Free & Open source software that I have developed to export Mutual Funds CAMS statement data onto a nice CSV file”. We asked him to share more details with us. Cams2CSV could be helpful to users of the freefincal MF portfolio tracker...

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ETF tracking error screener Aug 2023

This ETF screener is based on tracking errors and tracking differences (ETF return minus index return). The screener will help users evaluate how efficiently an ETF has tracked its underlying benchmark. Update: 76 ETFs are now covered. The tracking error is the ETF’s standard deviation minus index monthly return differences. The lower the tracking error,...

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