M. Pattabiraman's Blog, page 86
July 8, 2023
How index investing killed my “passion” for investing
In this article, Atul explains why index investing killed his passion for investing. Atul has an MBA in finance and has worked in different financial and banking establishments over the last 15 years. Over the last 12-13 years, my approach to investing has been pretty much the same. I was intensely passionate about it. I...
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July 7, 2023
From Engineer to Librarian after Financial Independence and Early Retirement (FIRE)
In this edition of the reader story, we meet Sriram discussing his journey from working as an electronic engineer to running a non-profit library after early retirement. About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of readers. Some of the previous editions are linked at...
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July 6, 2023
Financial Planning is Simple but Overwhelming Part 2
Yesterday, fee-only SEBI-registered investment advisor, Ajay Pruthi explained why financial planning is simple but often overwhelming. Today he explains a way out. Ajay can be contacted via his website plnr.in. For the sake of continuity, let us take a look at the last example discussed by Ajay once again. Suppose you have never invested in...
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July 5, 2023
Financial Planning is Simple but Overwhelming Part 1
This is my first article after becoming an independent SEBI Registered Investment Adviser. Before starting this article, I would like to thank Mr. Melvin Joseph (founder of Finvin Financial Planners), who has helped me reach where I am today. I have learned everything from him. I do not have enough words to express my gratitude,...
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July 4, 2023
Our financial independence today is because of our parent’s sweat and toil
Many of us think of how to build wealth across generations when we think of a rich family business. The truth is, the writer and everyone reading this are building wealth across generations. Allow me to explain. What we are today is only because of the sweat, toil and sacrifice of our parents and their...
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July 3, 2023
How to Report Capital Gains from Property Sale in ITR2 (or ITR3)
We recently discussed entering STCG and LTCG from equity shares and mutual funds in ITR2 or ITR3. We now follow this up with a guide to enter capital gains from selling property in ITR2 or ITR3. Do check out our earlier articles on tax filing: How to File ITR Online (FY 2022-23): A Comprehensive Guide...
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July 2, 2023
Stocks with low volatility and momentum for July 2023
We publish a list of stocks with low volatility and momentum each month. We provide data for BSE 500 and BSE 100 stocks. There are now three different screener files available. (1) Stocks with low volatility and momentum from the BSE 100 large cap universe are available as a separate file (2) Stocks with low...
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July 1, 2023
Why do you want more money? Don’t you have enough? Learn to say “I have enough”!
An acquaintance recently learned about my investment journey – Fourteen Years of Mutual Fund Investing: My Journey and lessons learned. He then asked me if I had stopped investing and why I was still working. I replied that I would like to keep working and continue investing for as long as possible. He suddenly sounded...
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June 30, 2023
Burdened with debt for several years I am now aggressively investing in equity
In this edition of the reader story, we have a most interesting account of Shankar (not his real name), who was burdened with debt for several years. He is now debt free and rapidly building his equity portfolio. This is quite a different journey compared to the earlier edition: My Journey to a Ten Crore...
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June 29, 2023
A fee-only advisor’s letter to his clients
We recently ran an anonymous survey for clients of fee-only advisors who are part of Freefincal’s curated list and fee-only India – 964 clients have participated. Swapnil Kendhe is one of the most sought-after advisors on our list. One hundred fifteen of his clients participated in the list, and 97% had the most wonderful things...
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