M. Pattabiraman's Blog, page 69

How to perform a portfolio audit?

A reader asks, “How to perform a portfolio audit? What are the steps? What should be the frequency? How to achieve it without impacting your core day-to-day job/business? Ideally, how many goal-based portfolios an individual should have at max?” A portfolio audit comes after proper goal-based financial planning and implementation of the plan. We recommend...

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Index fund tracking error screener Dec 2023

This index fund screener is based on tracking error and returns difference wrt benchmarks (aka tracking difference). The screener will help users evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help a understand how tracking a midcap index or the Nifty 100, 500 differs from tracking the Sensex or...

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How should I choose mutual funds if my risk appetite is moderate?

Last Updated on December 17, 2023 at 6:40 am “I have a long-term investment goal and a moderate risk appetite. Which mutual funds should I select?” This is a query often seen on personal finance forums. We delve into what actions should be taken by investors in such scenarios. However, when asked the seemingly simple...

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My wife is not interested in personal finance and it is my fault

Last Updated on December 16, 2023 at 7:33 am We recently recorded an episode on women and investing for the Let’s Get Rich with Pattu podcast (it should be released when this article is published). As I prepared for it, I realised that it was my fault that my wife was not interested in personal...

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ETF tracking error screener Dec 2023

This ETF screener is based on tracking errors and tracking differences (ETF return minus index return). The screener will help users evaluate how efficiently an ETF has tracked its underlying benchmark. Update: 76 ETFs are now covered. The tracking error is the ETF’s standard deviation minus index monthly return differences. The lower the tracking error,...

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Active Small Cap Funds vs Nifty Smallcap250 Quality 50 Index

We explore the efficacy of using DSP Nifty Smallcap250 Quality 50 Index Fund as a low-cost alternative to active small cap funds

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Why you should not rely on group health/life insurance even if you have a stable job!

It should be evident to most of us that those with a non-permanent or corporate job should not rely on their group health insurance or group life insurance because they can lose the job anytime and become uninsured. I have heard stories of those who became hospitalised the day after they left the job or...

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Mirae Asset Emerging Bluechip Fund: Performance Review

This edition of the fund performance report looks at Mirae Asset Emerging Bluechip Fund. In Oct 2016, this fund stopped lump sum investments after its AUM swelled past 11,000 Crores. Investments were possible only via SIPs or STPs up to Rs. 2500 monthly.  In early October 2023, the fund house increased the SIP limit to...

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Equity Mutual Fund Screener Dec 2023: Shortlist consistent performers

The latest freefincal Equity Mutual Fund Performance Screener is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our robo advisory tool...

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List of worst equity mutual funds (Jan 2013 to Dec 2023)

Last Updated on December 10, 2023 at 8:28 am This is a list of the worst-performing equity mutual funds over every possible five, four, and three periods—study period: From inception of direct plans (Jan 2013) to Dec 8th 2023. Some caveats before we begin:  (1) The definition of a “worst mutual fund” is as arbitrary...

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