M. Pattabiraman's Blog, page 67

Equity Mutual Fund Screener Jan 2024: Shortlist consistent performers

The latest freefincal Equity Mutual Fund Performance Screener is now available. Use it to screen for consistently performing equity mutual funds. You can screen based on fund category & benchmark and spot mutual funds with a higher return than a benchmark at a lower risk. Inside, you get discounted links to our robo advisory tool...

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Long-term investing in equity comes with no guarantees of success!

Last Updated on January 7, 2024 at 10:19 am In his new book, Same as Ever, Morgan Housel says, “A good summary of investing history is that stocks pay a fortune in the long run but seek punitive damages when you demand to be paid sooner.” “Consider a long stretch of history, from 1871 to 2018....

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Why Successful Investing Goes Beyond Seeking High Returns!

Investors often fixate on the returns of their investments. Some prefer higher returns and are willing to take on more risk, while others prioritize a guaranteed return with no threat to their principal investment. However, there are more aspects to consider in investing than just the returns. While it could be argued that real returns...

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How many equity funds are required for adequate diversification?

A subscriber to our YouTube channel asks, “How many equity funds are required for adequate diversification?” At first glance, the answer seems easy, but it is not. Diversification can refer to diversification across asset classes like equity, fixed income, gold, and real estate or diversification within an asset class. We believe the subscriber refers to...

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Index Observer: How did Indices perform in 2023?

We list the 2023 calendar year returns of 180 indices. (different asset classes, different geographies, predominantly Indian). Total returns have been used where possible. Note: The list is only meant to serve as trivia. It should not used to make investment decisions!  Winners here may turn losers after we start investing in them! The year...

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Stocks with low volatility and momentum for Jan 2024

We publish a list of stocks with low volatility and momentum each month. We provide data for BSE 500 and BSE 100 stocks. There are now three different screener files available. (1) Stocks with low volatility and momentum from the BSE 100 large cap universe are available as a separate file (2) Stocks with low...

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AI in 2024: Is AI necessary in investment advisory?

“Is AI necessary in investment advisory? Will it make a difference?” was one of the responses we received for this article: Retirement Planning with AutoGPT: The Informal Future of Investment Advisory. The truth is AI is already well and truly here and here to stay. At the time of writing, in areas relevant to us,...

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My Investment Journey to a net worth 29 times my annual expenses

In Jan 2023, Pretorius shared his investment journey for our reader story section: How I learnt to keep it simple and build a net worth 19 times my annual expenses. This is an update. Thank you, Pretorius! About this series: I am grateful to readers for sharing intimate details about their financial lives for the benefit of...

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Looking to become rich? Write a cheque for ten crores to yourself!

The first step in getting rich is to believe without a doubt that we will be. It is just a matter of effort and time (in that order). Allow me to explain. How does one get rich? What is the first step towards financial independence? Crude as it may seem, the first step to being...

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Are investors buying Sovereign Gold Bonds for the wrong reasons?

We recently conducted a poll on X (formerly Twitter) – “Why are you invested in Sovereign Gold Bonds?”. We asked a similar question on the Facebook group Asan Ideas for Wealth. The results were similar and suggest that most investors buy Sovereign Gold Bonds for the wrong reasons. The X poll had 1154 participants. The...

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