M. Pattabiraman's Blog, page 305

Freefincal Q & A: Saving Tax, Early Retirement and Hedge Funds

Each week, I try to answer generic questions from readers. This is part one of this week's Q and A. You can use the form below to ask your questions.  I am glad that the Q and A has been received...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Can you handle it when your entire wealth becomes an emergency fund?

Two of my close family members had health scares in the last couple of months. One of them realised (by chance) there that communication between the heart and brain was faulty. The other had a...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Measure Your Success Using These Milestones in Personal Finance

When it comes to money management, success can be measured in many ways. If it is personal finance, then it makes sense that the milestones be personal. Here are a few personal finance milestones...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Are You Sure That A Term Life Insurance of One Crore is Sufficient?!

Everyone wishes they were a crorepati and this seems apparent from the sum insured chosen for a  term life insurance policy! Why is everyone buying a "one crore" policy? Because it is a large sum?...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Linking Aadhaar to PAN is not necessary for filing AY 2017-18 Income Tax Returns

Finance Bill 2017 was passed in the Lok Sabha on 22nd March 2017. Several amendments were introduced just before it was passed. Some of the key amendments involve the Aadhar card. In this post, I...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Freefincal Q & A Part 2: Calculating Stock Portfolio Returns

Each week, I try to answer generic questions from readers. This is part two of this week's Q and A. You can use the form below to ask your questions.  I am glad that the Q and A has been received...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Freefincal Q & A part 1: From Buy vs Rent To Generating a Monthly Income

Each week, I try to answer generic questions from readers. This is part one of this week's Q and A. You can use the form below to ask your questions.  I am glad that the Q and A has been received...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Total Return Benchmark Indices Are Welcome, But There Are Bigger Issues To Solve

There were reports yesterday regarding SEBI thinking about asking fund houses to use benchmark indices where the dividends are assumed to be reinvested. Such total return benchmark indices (TRI)...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Should I Buy the Apple iPhone 7 With Cash or Using EMIs?

At the time of writing, the Apple iPhone 7 (Black, 32GB) costs Rs. 49,994 at Amazon. Should I  pay cash* or pay EMIs over 12 months at an interest rate of 13%?  This situation is quite common in life...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Franklin India Savings Plus Fund – A Debt Fund For First-time Investors?

Franklin India Savings Plus Fund can be classified as an ultra-short term debt mutual fund that invests predominantly in floating rate bonds (to minimise interest rate sensitivity) of reasonably good...

{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}