M. Pattabiraman's Blog, page 303

I started investing Late, Can I Catch Up?

I am often asked this question. The catching up here refers to being able to create an adequate retirement corpus. The answer depends on the age of the person. For someone in the 30s (even late 30s),...

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The Ugly Truth: How much should I invest for retirement?

"How much should I invest/save for retirement?" is a pretty common question (try googling it). This question, like most other, is often asked with the expectation of a nice and comfortable answer....

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Freefincal Q & A: lump sum investing to using the same portfolio for all goals

Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions. I have also included a video showing how one can login into...

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Estimating Risk Exposure After Retirement Using The Withdrawal Rate

For a person who has been investing in equity (directly/indirectly) for several years, the question, "how much equity exposure should I have after retirement?" is not so hard to answer. However, that...

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Do you have an action plan insurance?

If we wish to build the financial well-being of our family, one of the first things to do is to protect it. With life insurance, in case the breadwinner(s) die; health insurance, in the case of a...

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Visualising The Annualized Return and Volatility

I discuss ways in which we can visualise and interpret the annualised return, also known as the compounded annualised growth rate or the CAGR and volatility of returns. Franklin India Prima Fund had...

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Income Tax efiling Guides for AY 2017-2018 (FY 2016-2017)

I have updated the two guest posts written by CK Aparna that explain how to e-file income tax returns using ITR1, ITR2, ITR3, ITR5 for AY 2017-2018. Do consider sharing it with assessees who are...

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Freefincal Q &A: asset allocation for child’s education & post-retirement

Each week, I try to answer generic questions from readers. Here is this week's edition. You can use the form below to ask your questions.  I am glad that the Q and A has been received well. I have...

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Automated Stock Analysis with the Earnings Power Box

The 13th edition of the freefincal stock analyzer now auto-generates Hewitt Heiserman Jr.'s Earnings Power Box, thank to efforts of Rs. Srivatsan, who explained how to identify good business from bad...

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It’s Earnings That Count: Forget the next Infy; Can you identify the next Satyam?

In this guest post, R. Srivatsan explains how to differentiate a good business from a bad one, using a stock valuation technique known as Earnings Power Box, introduced by Hewitt Heiserman, Jr, in...

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