M. Pattabiraman's Blog, page 280

My journey: driven by the fear of making the same mistakes again

In Jue 2013, when freefincal had just completed one, I had written an account of how I came to be interested in money management and finance and my money mistakes. This is a mildly updated version...

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ICICI Pru Dynamic Plan is now ICICI Pru Multi-Asset Fund – Should I Exit?

ICICI dynamic fund has now become a mutli-asset fund. Is this a huge change from an equity to a debt fund? Should you now consider exiting or hold on? If you download the ICICI Mutual Fund...

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Fee-only Advisor Journey: Vikram Krishnamoorthy’s organized rise to the top

This week on fee-only advisor journey, SEBI registered investment advisor Vikram Krishnamoorthy narrates his journey from MBA student to working as a financial advisor for the Canadian government to...

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Warning! Nifty Next 50 is NOT a large cap index!

Regular readers may be aware that I have repeatedly pointed out how hard it is for mutual funds to beat the NIfty Next 50 (NN50) index in terms of absolute return* and that no active mutual fund uses...

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Should I Exit HDFC Top 200 Since it has now become HDFC Top 100?

Finally, HDFC announced its first batch of changes in its equity schemes to fall in line with SEBIs scheme categorization rules. While we wait for changes in its hybrid schemes including the...

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Equity LTCG Tax With Grandfathering Explained: Video + Calculator

Here is a simple way to understand how grandfathering works when calculating LTCG tax on equity instruments. Download a free equity LTCG tax calculator to estimate the tax to be paid before you...

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A high income will not make you RICH!!

This is a guest post by Brijesh Vappala a SEBI registered fee-only financial planner and member of fee-only India (FOI). This post marks his entry into my list of fee-only financial planners. I met...

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Important notice about Cocoa usage: Does Cocoa contain too much Cadmium?

This is an important notice about Cocoa usage and for your urgent consideration if you have started using or drinking cocoa after reading my posts about it. On March 2nd, 2018, I had written an...

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Want to get rich? Then measure your progress with these milestones

When it comes to money management, success can be measured in many ways. If it is personal finance, then it makes sense that the milestones be personal. Here are a few personal finance milestones...

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How to reduce risk in an investment portfolio

Often, It is only when we see a big drop in the stock market do we recognise the need to worry about risk and how to manage it. What if a market crash wipes all the returns I have got so far? What if...

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