M. Pattabiraman's Blog, page 279

Handling mismatch between salary income in return and Form 26AS (adjustments u/s 143(1)(a))

Did you receive an email from the income tax department that there is a mismatch or inconsistency between salary income in return and Form 26AS?I did and this is how I responded. I am not a taxation...

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How tracking investments instead of expenses changed my life!

In this post, I write about how I went from tracking expenses to tracking systematic investments and how it changed the way I look at money and has taken me to financial independence within a decade...

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How new stock investors can quickly start investing using NIFTY Multi-Factor Indices

“I would like to start investing in stocks, how can I get started?” This is a common question in any forum involving money/finance. If I were to ask this question, I expect to find...

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Pradhan Mantri Vaya Vandan Yojana (PMVVY) now has Rs. 15 lakh per senior citizen limit!

In a major boost to senior citizens, the union cabinet approved the doubling of the investment limit in the Pradhan Mantri Vaya Vandan Yojana (PMVVY) annuity scheme. Earlier it was Rs. 7.5 Lakh per...

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Fee-only Advisor Journey: Chandan Singh Padiyar finds Inner Peace

This week on fee-only advisor journey,  Chandan Singh Padiyar describes his transition to a SEBI registered investment advisor and how he found fulfillment and inner peace in the process. Chandan is...

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A thumb rule for financial independence and early retirement (FIRE) + Android App

I discuss a simple thumb rule for computing how much money do I require for financial independence and early retirement (FIRE). This also applies to normal retirement. You can also download an Excel...

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My Handpicked Mutual Funds May 2018 (PlumbLine): Revised and Updated

PLumbline is my list of handpicked mutual fund started in Sep 2017 for beginners to accompany the freefincal robo advisory template.  After a gap of two months, here is the revised and updated list...

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What now for HDFC Prudence and HDFC Balanced Investors?!

HDFC Prudence and HDFC Balanced had swelled up to such AUM levels that whatever the AMC did to comply with SEBIs categorization rules, disruption was inevitable and it is indeed the case. In what was...

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Equity investing: How to define ‘long-term’ and ‘short-term’

You may have heard statements like, ‘equity investing is for the long-term and not for the short-term’. Exactly how long is ‘long’ and how short is ‘short’?Here is how short-term and long-term are...

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Are Nifty Smart Beta (strategic) Indices better than the Nifty Next 50?

In an earlier post where we saw that the Nifty Next 50 (NN50) is much more riskier than Nifty 50 (N50) and Nifty 100 (N100), we asked, “Is there any index that has offered better returns at...

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