M. Pattabiraman's Blog, page 203

Franklin India Feeder – Franklin U.S. Opportunities Fund Review

This is a performance review of Franklin India Feeder – Franklin U.S. Opportunities Fund. This is an open-ended fund of fund scheme that invests a minimum 95% of its assets in the Franklin U.S....



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How to invest without using mutual funds

Investing in mutual funds is only a choice and has nothing to do with “financial literacy”. Imagine yourself as a financial advisor with no conflict of interest – meaning you are...



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HDFC Top 100 Fund Review: should you exit or hold on?

This is a performance review of HDFC Top 100 Fund. We ask if existing investors should exit the fund because of its recent poor performance or hold on, wait for the market imbalance to reduce and...



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Can we invest in multi-asset mutual funds?

A multi-asset mutual fund is a new fund category introduced by SEBI. It has the mandate to invest at least 10% each in equity, debt and gold or permitted commodities at all times. We discuss the...



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Gold vs Silver Returns: Which is a better investment?

We there is a discussion on gold returns, someone tends to point that “silver has done better” or “silver has more upside potential than gold” or some such statement. In this...



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At 23 I put my finances in order by asking “what would make me a bad investor?”

In this edition of reader story, Vignesh Srinivasan describes what he has learnt about money management over the last couple of years. How asking “What makes one a bad investor?” has helped him build...



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Setting off LTCG from shares against LTCL in ITR2 for FY 2019-2020 (AY 2020-2021)

Here is how you can set off LTCG from shares against LTCL in ITR2 for the financial year 2019-2020, that is for the assessment year 2020-2021. Some readers have pointed out that the benefit of the Rs...



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Form 26AS: Share transactions, health insurance premium to be reported: full list of SFTs

Recently the income tax department announced a new specified financial transaction (SFTs) that will be reported under form 26 AS. These include life insurance premium, health insurance premium, share...



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How I simplified my financial life in five steps

In this edition of “reader story”, K. V. Krishnan lists five simple actions by which he simplified his financial life to focus on building wealth. About reader stories: In this category,...



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What I learnt from a 11-year SIP in a midcap fund

A “long-term”  SIP can teach us many things about risk and reward. These are the lessons learned from an Rs. 500 a month SIP running since Aug 2009 in Sundaram Midcap Fund for a relative....



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