M. Pattabiraman's Blog, page 200

What is profit booking in mutual funds?

Profit-booking is a colloquial trade name for selling stocks or mutual funds. Many investors are confused by what it actually refers to and how it is different from terms like redemption and...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

ICICI Prudential Value Discovery Fund: On the comeback trail?

After frustrating investors for the last few years, ICICI Prudential Value Discovery Fund has performed well in the last few months. Is this because of simply following the index? We investigate....



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Sensex return is 16% plus over last 41 years but half of that came from just three good years!

It is well known that stock market returns are clumped: it will rain returns in a big way followed by years of frustration. In this article, we investigate the annual and monthly returns of the...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Payment of difference bet compound interest & simple interest in loan accounts: Will you benefit?

RBI has notified the scheme for grant of ex-gratia payment of the difference between compound interest and simple interest for six months to borrowers in specified loan accounts (01.3.2020 to...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Should I start a SIP in Midcap 150 Index fund for diversification?

Ranjith writes, “Thanks to your articles I have started my investment journey with Nifty 50 and Nifty Next 50 index funds. Should I also start a SIP in a Nifty Midcap 150 index fund for wider...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Which SIP is best for five years?

“Which SIP is best for five years?” is a question often asked by mutual fund investors new and old. We are introducing a new category, shorts where we shall provide crisp answers to such...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Should I stop my SIP in SBI Bluechip Fund?

Shyam Sunder asks, “I have been investing in SBI Bluechip Fund via SIP for about six years now. The fund has underperformed its benchmark for the last five years. Should I stop my SIP and...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

At 22 how should I design my investment portfolio and invest regularly?

Sandeep asks, “can you please advice me on how a 22 aged guy should design his investment portfolio & invest regularly?” When the right question is asked at the right time, it can be...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Interest Rate Swaps: A way for MFs to reduce interest rate risk

If you read the scheme information document of a typical debt fund, say PPFAS liquid fund, you would fund interest rate swaps mentioned in many places. An interest swap is a derivative product used...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Nifty PE at all-time high: Will the market crash?

On 14th Oct 2020, the Nifty P/E ratio or PE ratio was 34.87. This was an all-time high from 1st Jan 1999. This means the Nifty 50 was priced at 34.87 times its earnings. The latest PE ratio at the...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}