M. Pattabiraman's Blog, page 195

At 22 how should I design my investment portfolio and invest regularly?

Sandeep asks, “can you please advice me on how a 22 aged guy should design his investment portfolio & invest regularly?” When the right question is asked at the right time, it can be...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Interest Rate Swaps: A way for MFs to reduce interest rate risk

If you read the scheme information document of a typical debt fund, say PPFAS liquid fund, you would fund interest rate swaps mentioned in many places. An interest swap is a derivative product used...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Nifty PE at all-time high: Will the market crash?

On 14th Oct 2020, the Nifty P/E ratio or PE ratio was 34.87. This was an all-time high from 1st Jan 1999. This means the Nifty 50 was priced at 34.87 times its earnings. The latest PE ratio at the...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Are you aware of these invisible mutual fund risks?

The “mutualfundsahihai” ads are into their second innings and this time around, the young earners who dreamt of big returns appreciate that big risk comes first! So much so that AMFI now...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

How to classify mutual fund in terms of their returns?

Investors often wish to classify mutual funds beyond the SEBI designated categories. A natural way to do this is to try and classify them in term of returns: high-return funds, medium-return funds...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Can I invest in real estate for passive income after retirement?

Rental income is immediately appreciated by one and all as a form of passive income – perhaps the oldest. Real estate has an undeniable charm associated with it and it is quite natural to ask...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

LTC cash voucher scheme for Central Government Employees Explained

The Government launched an LTC (Leave Travel Concession) Cash Voucher Scheme for Central Government employees on 12th October 2020 to enable employees to purchase goods and services instead of...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Building the ideal retirement portfolio that goes beyond money

“How much money do I need to retire comfortably?” is the central question of retirement planning. Comfortably refers to (1) generating an income that will keep pace with inflation; (2)...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

6.80% GOI bond maturing 2060 bidding on 20,21 Oct 2020

Govt of India (GOI) has announced the sale (Re-issue) of 6.80% Government bonds maturing in 2060. Retail investors can participate in this sale via the NSEgoBid platform on 20th and 21st Oct 2020 (10...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

ICICI Prudential Freedom SIP: What you need to know

ICICI Prudential Freedom SIP also known as Freedom SIP is a combination of systematic investing (SIP) in certain source schemes (equity-oriented or hybrid) followed by a switch to a target scheme...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}