M. Pattabiraman's Blog, page 194

Can I get 8% return without risk for five years in the current economy?

This was a question posed in Facebook Group, Asan Ideas For Wealth: “Say I have 100rs and I am a highly risk-averse Individual and want 8% return YoY in the current economy. What are the...



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Examples: Payment of difference bet compound interest & simple interest in loan accounts

Following the Supreme Court’s direction, the government came up with a scheme to waive off interest on interest during the 6 month moratorium period for eligible loans. As per the scheme, the lending...



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What is profit booking in mutual funds?

Profit-booking is a colloquial trade name for selling stocks or mutual funds. Many investors are confused by what it actually refers to and how it is different from terms like redemption and...



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ICICI Prudential Value Discovery Fund: On the comeback trail?

After frustrating investors for the last few years, ICICI Prudential Value Discovery Fund has performed well in the last few months. Is this because of simply following the index? We investigate....



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Sensex return is 16% plus over last 41 years but half of that came from just three good years!

It is well known that stock market returns are clumped: it will rain returns in a big way followed by years of frustration. In this article, we investigate the annual and monthly returns of the...



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Payment of difference bet compound interest & simple interest in loan accounts: Will you benefit?

RBI has notified the scheme for grant of ex-gratia payment of the difference between compound interest and simple interest for six months to borrowers in specified loan accounts (01.3.2020 to...



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Should I start a SIP in Midcap 150 Index fund for diversification?

Ranjith writes, “Thanks to your articles I have started my investment journey with Nifty 50 and Nifty Next 50 index funds. Should I also start a SIP in a Nifty Midcap 150 index fund for wider...



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Which SIP is best for five years?

“Which SIP is best for five years?” is a question often asked by mutual fund investors new and old. We are introducing a new category, shorts where we shall provide crisp answers to such...



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Should I stop my SIP in SBI Bluechip Fund?

Shyam Sunder asks, “I have been investing in SBI Bluechip Fund via SIP for about six years now. The fund has underperformed its benchmark for the last five years. Should I stop my SIP and...



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At 22 how should I design my investment portfolio and invest regularly?

Sandeep asks, “can you please advice me on how a 22 aged guy should design his investment portfolio & invest regularly?” When the right question is asked at the right time, it can be...



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