M. Pattabiraman's Blog, page 157

I felt worthless 6 years ago but have achieved financial stability today

In this edition of the reader story, we meet Suresh Murugan. In Dec 2019, Suresh had shared his first financial audit with us: I met with an accident the day I got married and learned key money...



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Will a lump sum investment beat a SIP over 15 years?

Sudip asks, “Dear Pattu Sir, Thanks to your advice we now have an office-study-group with 12 people discussing money management. One member claimed that over 15 years, a lump sum investment...



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I have made a lot of investment mistakes but am on course to financial independence by 45

In this edition of the reader story, we meet Mr Sailor (real name withheld on request) who, despite several mistakes (judged in the comfort of hindsight, to be fair), is on course to achieve...



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Are Sovereign Gold Bonds safe?

Over the last couple of weeks, three readers have asked me why their Sovereign Gold Bonds decrease in value and how they can lose their principal in a bond with a sovereign guarantee. So, what is...



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Should we invest in floating rate MFs to benefit from interest rate hike?

So many readers and viewers on YouTube want to know more about floating rate mutual funds as there has been enough propaganda that these funds would benefit if there is an increase in interest rate....



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How should new mutual fund investors track their portfolios?

Arjun asks, “Can you please write an article on how new mutual fund investors should track their portfolios?” Today “tracking” an investment portfolio has become extremely...



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It is not a crime to want to make more money!

In this article, Santhosh explains that it is not a crime to want to make more money and why it could be beneficial! This might seem astonishing to a younger audience, but the ground reality is too...



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I have just started investing in MFs how much loss should I be prepared to face?

Sriram has an interesting question: “Dear Pattu sir, thanks to your articles, I have just started investing in equity mutual funds with a 15-year goal. For the fixed income part, I would like...



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40% discount to mark new website for Goal-based portfolio management course!

We now have a new website for our flagship course: lectures on Goal-based portfolio management! You no longer need a Facebook account to view the videos! To mark the occasion, the course is now...



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Retirement Stock Portfolio Analysis: October 2021

This article compares my monthly retirement stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. Before we begin, investors need to...



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