M. Pattabiraman's Blog, page 155

Why mutual fund dividend option (IDCW) returns are not published?

Anand has an interesting question, “Dear Pattu Sir, I was looking to invest in a mutual fund offering regular dividends* but I can only see the returns of the growth option listed everywhere....



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I am confused about how much I need for retirement and how to plan for it

A young reader writes, “Hi Sir, I’m 27 years old, recently finished my PG & earning 1.2 Lakhs per month post-tax. Using my first few months salary, I have paid off my UG education...



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I used the current bull run to reduce my mutual funds from 14 to 4!

In this edition of the reader audit, we meet Shrawan, a computer science engineer working in IT since Sep 2012. He explains how he adopted a goal-based investing approach and utilised the current...



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Build a complete financial plan with our Robo Advisory Tool!

Get the freefincal robo advisory tool to plan from start to finish for retirement (early, normal, before and after), non-recurring financial goals (child education) and recurring financial goals...



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After 11 years of investing in the NPS (15% equity + 85% bonds) my return is 10%

I have been investing in the National Pension Scheme (NPS) since 8th March 2010. This is a performance report of how the NPS invested has fared over the last 11+ years. We also compare the returns...



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HDFC Developed World Indexes Fund of Fund Review

HDFC Developed World Indexes Fund of Fund is an open-ended fund of funds scheme investing in units/shares of overseas Index Funds and/or ETFs, which will, in aggregate, track the MSCI World Index....



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Side-hustle journey: How I started a children’s book club following my passion

In this episode of “how I increased my income with side-hustles”, we meet Apoorva, who followed her passion and built a successful book club for children on Facebook. About this series:...



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I am 24 and have invested in 5 mutual funds can you review my portfolio?

A viewer on our YouTube channel asks, “Sir, at present, my age is 24. For the last 2 years, I have invested in  Sbi small cap Rs. 1200 a month. Recently 4 months back, I started SIP in these...



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Index fund tracking error screener September 2021

This is a  passive fund screener based on tracking error and return difference wrt benchmarks. The screener will help a user evaluate how efficiently an index fund has tracked its underlying...



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What is the benefit of mutual funds beating the index to a common man?

A viewer on our YouTube channel asks, “What is the benefit of a mutual fund beating the index? How it is going to benefit a common investor?” On the face of it, this seems like the answer...



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