M. Pattabiraman's Blog, page 155

Why I increased equity MF investments by 275% and reduced PPF contributions

In Jan 2021, Gowtham Subramanian discussed how he had started goal-based investing, focusing on asset allocation and how it has made him feel more in control over his finances. In this follow-up...



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Debt mutual fund screener (Nov 2021) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money...



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Motilal Oswal MSCI EAFE Top 100 Select Index Fund Review

Motilal Oswal MSCI EAFE Top 100 Select Index Fund is an open-ended scheme tracking the  MSCI EAFE Top 100 Select Index. The fund is currently in its NFO period (15th to 25th Nov 2021). This review...



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Nifty Total Market Index vs Nifty 50: Which is better?

The Nifty Total Market Index consists of  750 stocks covering large, mid, small and microcap segments with stock weights determined by free-float market capitalization. The NSE launched this index in...



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Why I gave up my life-long dream of buying a house

In this article, Vishal discusses why he decided against buying a house and how his mindset towards owning property changed over the years. Note: The following is a point of view and not a...



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Index fund tracking error screener November 2021

This is a  passive fund screener based on tracking error and return difference wrt benchmarks. The screener will help a user evaluate how efficiently an index fund has tracked its underlying...



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RBI Retail Direct for govt bonds: Who should use it and who should not

RBI Retail Direct – a facility that allows retail investors to open gilt security account with the RBI and purchase government securities (gilt bonds or gilts) in the primary and secondary...



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What is a reasonable fee for a financial advisor?

Suresh asks, “I would like to consult with one of the SEBI registered fee-only financial advisors on your list. However, I am not able to decide how much fee is reasonable. Can you please write...



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My financial journey was directionless until age 40: this is how I made up for lost time

In this edition of the reader story, we meet Mr H (name withheld on request), who explains that it is better later than never to get your finances back on track and start goal-based investing. About...



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How to choose a multi-asset mutual fund

In this article, we analyze the performance of multi-asset mutual funds and discuss when and how to choose them. This is a new MF category introduced when the SEBI mutual fund categorization rules...



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