M. Pattabiraman's Blog, page 138

Basics: Why does the Rupee fluctuate in value against the US Dollar?

A reader wanted a simple explanation for why the INR (Indian Rupee) fluctuates in value with respect to the USD (US Dollar). A discussion. It may seem strange but just like there is an equity market,...



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BSE 500 and BSE 100 Stocks with low volatility and momentum (March 2022)

Each month, we publish a list of stocks with low volatility and momentum. From this month onwards, we shall provide data for BSE 500 and BSE 100 stocks.  There are now three different screener files...



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Will I get more returns with step-up SIP compared to normal SIP?

From time to time we keep pointing out that there is nothing special about a mutual fund SIP. It neither enhances returns nor reduces risk. It is merely an automated way of buying mutual fund units...



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FAQ: Target Maturity Debt Mutual Funds

The average retail investor fears debt mutual funds much more than equity funds. Debt mutual funds are harder to choose and the risks are harder to understand (especially when no effort is put in)....



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Quick start guide to manage your money better

A member of the Facebook group Asan Ideas for Wealth suggested we write a quick start guide for new earners/investors. We already have a detailed step by step free ebook on how to buy term insurance,...



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What return can I expect from a 10 year equity MF SIP?

A reader wants to know, “I have just started a SIP in an equity mutual fund. I plan to continue this for 10 years. What return can I expect?”.  The reader later clarified that he has no...



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Stock Portfolio Analysis: February 2022

This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. Before we begin, investors need to appreciate the context of...



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Aggressive Hybrid Funds vs Low Volatility Index Funds: Which is better?

After the publication of our review of UTI S&P BSE Low Volatility Index Fund, we have received several requests from readers to compare low volatility indices with aggressive hybrid...



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United India launches Super Top Up Policy with 95 lakhs sum insured

United India has intimated policyholders of a major revision in their Super Top Policy with effect from 1st March 2022. This includes a significant increase in the maximum sum insured of Rs. 15 lakhs...



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Money management steps before and after marriage

Marriage is just a union of two souls. Isn’t it? Why bring money into the picture and spoil the sanctity of the union? Right? While these thoughts are awesome in your late teens and early twenties,...



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