M. Pattabiraman's Blog, page 135

Women receive lower pension income than men: the retirement savings gender gap

There is a lot of hullabaloo about glass ceilings and pay gaps based on gender across industries. However, the debate often fails to recognize that this leads to a disparity in retirement savings....



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Financial planning illustration for a couple with a five year daughter

In the previous article, we discussed the basics and important considerations while planning for a five-year girl’s future. In this article, we will do the calculations with some inputs and...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

My daughter is five years old how do we plan for her future?

A reader asks, “Sir,  my daughter just turned five. We have been investing here and there without focus or a target. Can you please guide us on how we can plan for her future? The first...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Stock Portfolio Analysis: May 2022

This article compares my stock portfolio with an equivalent investment in a Nifty index fund and the Nifty 100 Low Volatility 30 TR index. Before we begin, investors need to appreciate the context of...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

What is the maximum amount I can invest in a single mutual fund?

A reader asks, “I wonder if you can write a blog post on the Risk of fund house concentration in one’s investment portfolio. I am a follower of Freefincal Finance university and use Robo...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

A risk in market timing that 122 years of backtesting failed to reveal!

In the fourth and final part of our double moving average market timing model backtests, we consider Sensex and other Indian Indices. We have already established that the model reasonably works (see...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

A simple thumb rule for retirement planning

Here is a simple thumb rule young earners can follow for retirement planning. If this rule is implemented immediately after starting a job, the chances of achieving financial freedom by age 50 or...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Testing a double moving average market timing model with gold (Part 3)

We are studying the efficacy of a double moving average market timing model with different market indices.  We have already established that the model reasonably works (see links below) with Indian...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

The two retirement planning challenges that keep me up at night

A reader writes, “Congratulations on freefincal’s 10th anniversary. Looking at the body of work the site has published over the years, I wonder if there is any new ground left for you to...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}

Debt mutual fund screener (May 2022) for selection, tracking, learning

This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money...



{Please click on the title to continue reading the post. Do share your comments and browse other posts. Thank you.}