M. Pattabiraman's Blog, page 135

Why complicate life with multiple retirement buckets? Why not use a single equity + debt portfolio?

A reader wants to know why a retiree needs to complicate life with multiple retirement buckets when all he needs is a single portfolio with equity and debt after retirement which is much easier to...



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BOB Home Loan Advantage Process & Review

In this article, Gaurav shares his experience procuring the BOB Home Loan Advantage. Gaurav shared this in Facebook Group Asan Ideas for Wealth and upon the suggestion of group admin, Ashal Jauhari...



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Handpicked List of Mutual Funds Apr-Jun 2022 (PlumbLine)

These are the freefincal handpicked list of mutual funds for April-June 2022. New and old investors can use it according to their specific needs. The list is called “PlumbLine” and has...



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UTI Nifty Midcap 150 Quality 50 Index Fund Review

UTI Nifty Midcap 150 Quality 50 Index Fund is a new offering from UTI tracking the Nifty Midcap 150 Quality 50 Index. DSP has an ETF based on this index launched about three months ago with an AUM of...



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Should I exit Nifty Next 50 because of Paytm, Zomato and Nykaa?

A reader asks, “Should investors look to reduce/eliminate exposure to Nifty Next 50 because the NSE has recently changed its inclusion criterion that has allowed new companies like Paytm (One...



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Mirae Asset Hybrid Equity Fund: Performance Report

In this edition of the “fund performance report”, we look at Mirae Asset Hybrid Equity Fund. Launched in July 2015, the fund has an AUM of about Rs. 6,400 Crores. We shall compare the...



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Track your mutual fund and stock investments with this Google Sheet!

We are happy to announce a new Google sheet based mutual fund and stock investment tracker. The features of the sheet are presented below. Key features of the freefincal mutual fund and stock tracker...



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How to use the freefincal robo advisory tool to track the progress of our financial goals

In this article, we explain how we can use the freefincal robo advisory tool to track the progress of our financial goals. The robo tool as many readers would know is a financial planning tool. It...



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EPF rate cut is a wake-up call! The “It’s still better than the rest” argument will not wash!

The reduction in the EPF interest rate from 8.5% to 8.1% for FY 2021-2022 is a wake-up call for the retail investor. Particularly the young earner. The “EPF rate is still higher than other...



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How practical is a retirement bucket strategy?

A reader who prefers anonymity, asks, “I have been following your retirement bucket strategy illustrations with interest. While I have no issues with the plan and see the necessity for dividing...



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