M. Pattabiraman's Blog, page 107
February 21, 2023
Is it not risky to rebalance from fixed income to equity when the market is down?
A viewer on our YouTube channel asks, “I understand goal setting and rebalancing is the key. But how prudent is it to take money out of fixed income and buy equity to rebalance when markets are going down? Are we not increasing the risk of the entire portfolio by doing so? Can you please explain...
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February 20, 2023
How to build a direct equity portfolio – Part 1
In the first of a two-part series, Vijay discusses how to build a direct equity portfolio. About the author: Vijay is an electronics engineer and management graduate (IIM Bangalore). He has worked as a technical expert in the automotive industry for the last 25 years. He has an active interest in subjects related to macro...
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February 19, 2023
Debt mutual fund screener (Feb 2023) for selection, tracking, learning
This is a debt mutual fund screener for fund selection, fund portfolio tracking and learning. It also includes hybrid funds that invest in bonds. It will satisfy investors who wish to invest in money market funds, banking and PSU funds etc. The credit quality of the bonds in the portfolio and the bond maturity profile...
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February 18, 2023
Only 8 out of 207 active MFs outperformed Nifty 100 Low Volatility 30!
In this article, we evaluate the performance of 207 actively managed mutual funds across eight categories to identify consistent performers. Regular readers may be aware that we have proclaimed the benefits of low-volatility investing for a few years. See Nifty Low Volatility 50: A Benchmark Index to watch out for (July 2016). We publish a low volatility...
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February 17, 2023
80C investments we can continue in the new tax regime
The new tax regime is a game changer in Indian taxation. From 1s April 2023, we expect a large number of taxpayers, particularly young earners, high earners and those who have completed their home loan or have no need for one, to shift to the new regime. Even though section 80C is not valid in...
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List of debt index funds in India
There are two types of debt-based passive funds in India. (1) Target Maturity Funds, which would buy and hold an index portfolio and hold it until maturity, thereby reducing interest rate risk at the time of withdrawal. The credit risk in funds is also relatively low as they typically invest in gilts and state development...
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February 16, 2023
Index fund tracking error screener February 2023
This is an index fund screener based on tracking error and returns difference wrt benchmarks (aka tracking difference). The screener will help users evaluate how efficiently an index fund has tracked its underlying benchmark. It will also help a understand how tracking a midcap index or the Nifty 100, 500 is quite different from tracking...
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February 15, 2023
Is this to good time to buy gilt funds, corporate bond funds or long duration funds?
Over the past few weeks, several readers have asked us if this is a good time to buy gilt funds, corporate bond funds, or long-duration debt funds as the interest rate cycle appears to have peaked and is all set to move down — a discussion. When RBI starts decreasing the overnight rate, gradually, the...
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February 14, 2023
Higher EPS pension delayed if you did not retire before Sep 2014
Many organisations part of the EPFO are abuzz with discussions and calculations on higher EPS pensions following the Supreme Court’s verdict. Many have even provided deadlines to employees currently in service to opt for a higher EPS pension by transferring a significant portion of their EPF corpus to the EPS. However, at the time of...
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February 13, 2023
ETF tracking error screener February 2023
This is an ETF screener based on tracking errors and tracking differences (ETF return minus index return). The screener will help users evaluate how efficiently an ETF has tracked its underlying benchmark. The tracking error is the ETF’s standard deviation minus index monthly return differences. The lower the tracking error, the more efficient the ETF...
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