M. Pattabiraman's Blog, page 105
January 15, 2023
HDFC Long Duration Debt Fund: Who can invest?
HDFC Long Duration Debt Fund is an open-ended debt scheme investing in instruments such that the Macaulay Duration of the portfolio is greater than seven years. In other words, it is a fund that invests in fairly long-term bonds. Therefore only investors who can stay invested long-term should consider the fund. One reader asked if...
The post HDFC Long Duration Debt Fund: Who can invest? appeared first on freefincal.
January 14, 2023
Parag Parikh Flexi Cap Fund is the most popular direct plan equity MF
The AUM (asset under management) of mutual funds reported in most online portals is the AUM of the regular plan (commissions removed before NAV declaration) plus the AUM of the direct plan (no commissions). This article lists the most popular direct plan mutual funds. That is the ones with the largest AUM. Each quarter, the...
The post Parag Parikh Flexi Cap Fund is the most popular direct plan equity MF appeared first on freefincal.
January 13, 2023
Will fund houses close active ELSS funds and open passive ELSS funds?
In May 2022, SEBI allowed mutual funds to launch either an actively managed open-ended ELSS fund or a passively managed open-ended ELSS fund. In an amendment issued on Jan 10th 2023, SEBI has now allowed those fund houses with an existing active ELSS fund to launch passive ELSS funds. However, the existing active ELSS funds...
The post Will fund houses close active ELSS funds and open passive ELSS funds? appeared first on freefincal.
January 12, 2023
Join the freefincal investor circle for exclusive benefits!
We are happy to announce the launch of the freefincal investor circle! This is an exclusive space for investors, advisors, fintech employees and students to access financial planning and insurance tools, mutual fund analysis tools, coding strategies and Excel macros for data extraction. The resources can be used for investment analysis, financial planning, financial advisory,...
The post Join the freefincal investor circle for exclusive benefits! appeared first on freefincal.
January 11, 2023
ETF tracking error screener January 2023
This is an ETF screener based on tracking errors and tracking differences (ETF return minus index return). The screener will help users evaluate how efficiently an ETF has tracked its underlying benchmark. The tracking error is the ETF’s standard deviation minus index monthly return differences. The lower the tracking error, the more efficient the ETF...
The post ETF tracking error screener January 2023 appeared first on freefincal.
January 10, 2023
I am investing in these four funds – am I on the right track?
A reader says, “Sir, I am 26 years old. After reviewing various materials and videos about funds, I have arrived at a four-fund portfolio with all hybrid funds. Kindly suggest changes or give your thoughts on this. The funds are (1) Hdfc balanced advantage fund – (20%), (2) Icici prudential equity and debt fund –...
The post I am investing in these four funds – am I on the right track? appeared first on freefincal.
January 9, 2023
Why good quality financial advise does not scale
In this article, SEBI-registered fee-only financial planner Swapnil Kendhe explains why he believes good financial planning advice does not scale. About the author: Swapnil is a SEBI Registered Investment Advisor and part of my fee-only financial planners’ list. You can learn more about him and his service via his website, Vivektaru. In the recently conducted...
The post Why good quality financial advise does not scale appeared first on freefincal.
January 8, 2023
HDFC Children’s Gift Fund Performance Review
This edition of the fund performance report looks at the HDFC Children’s Gift Fund. Launched in Mar 2001, the fund has an AUM of over 6,000 Crores. In Oct 2017, HDFC MF merged HDFC Children’s Gift Fund Savings Plan into HDFC Children’s Gift Fund Investment Plan and then renamed the resulting fund as HDFC Children’s...
The post HDFC Children’s Gift Fund Performance Review appeared first on freefincal.
January 7, 2023
List of worst equity mutual funds (Jan 2013 to Jan 2023)
This is a list of the worst-performing equity mutual funds over every possible five, four, and three periods between 1st Jan 2013 (introduction date of direct plans) to Jan 5th 2023. Some caveats before we begin: (1) The definition of a “worst mutual fund” is as arbitrary as the definition of a “best mutual fund”....
The post List of worst equity mutual funds (Jan 2013 to Jan 2023) appeared first on freefincal.
January 6, 2023
What rate of inflation should I use while planning for retirement?
A reader asks, “Can you please write an article on how to decide the inflation rate while planning for retirement?”. This question has troubled me long and hard over the years, and I think I have finally arrived at an answer: “Use the rate that will work for you”! This response may seem arbitrary to...
The post What rate of inflation should I use while planning for retirement? appeared first on freefincal.
