Joseph Hogue's Blog, page 110

How to Turn a 650 Credit Score into Good Credit

A 650 FICO score isn’t quite enough to get you the best loan rates but I’ve got a strategy to get you there! The world of loans revolves around your credit score and it can be agony trying to understand what score you need to get rates you can afford. Whether you’re building your credit […]

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How to Get a Cash Advance Online for Bad Credit

Learn the pros and cons of online cash advances and how to get the best rate available More than 23 million people fall into the cash advance and payday loan trap every year. These borrowers pay interest rates as high as 500% a year and most end up in bankruptcy. In fact, more than 19 […]

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3 Ways to Find Exactly How Much House You Can Afford

Afford the House of Your Dreams without Breaking the Bank More than 40 million Americans are house poor, living with housing costs they can’t afford. It’s one of the biggest factors why millennials are putting off home ownership, staying free from that debt. How do you know how much house you can afford and how […]

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Essential Tips for Paying Your Loans Back Faster

As much as people would prefer being debt-free any day, many circumstances in life can drive them to acquire loans—such as what My Canada Payday offers—just to get by. Unfortunately, there’s also a high possibility that that’s not the only debt they’re dealing with. If you’ve been in this situation for some time now, you’re […]

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The First Steps Everyone Should Take To Repair a Bad Credit Score

So your credit score has fallen into the red, and you’re starting to feelthe consequences of bad credit: more difficult approval processes and higher interest rates. A good credit score could literally save you up to $45,000, according to CNBC. However, having bad credit could end up costing you the same amount in expenses. Once […]

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What is a Good APR for a Car Loan?

Getting a good interest rate on a car loan means understanding the difference between APR and your rate The annual percentage rate (APR) on a car loan is one of the best kept secrets of every dealer. Not because they don’t tell you what it is on your loan, but because most people don’t really […]

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The Ultimate List of Peer to Peer Lending Sites for 2019

Know the features on each p2p lending site to get the best rates for your peer to peer loan Are you locked out of bank loans because of bad credit? Are the only loans you can get at interest rates so high you can’t afford the payments? Yep, I was there about ten years ago […]

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Renting vs Buying a Home [Reasons I Made a Financially-Dumb Decision]

Renting vs buying a home isn’t just about the numbers Should you rent or buy a home? What are the numbers behind the decision and which makes more sense? In this video, I’ll show you those numbers but I’m also going to reveal two reasons why you need to ignore the numbers. I’ll show you […]

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The Financially-Dumb Answer to Pay Off the Mortgage or Invest

The common answer to paying off debt or investing is wrong Whether to pay off your debt before you start investing. It’s one of the most common financial questions, financial arguments really. Most people say look at the numbers but I’ve got two reasons that make absolutely no mathematical sense but might just save your […]

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How to Destroy Derogatory Accounts on Your Credit Report

Derogatory accounts don’t have to hurt your credit score if you know the tricks around them We’ve all been there. You miss one payment and your credit score plunges. How does that bad mark on your credit report affect your score? How do derogatory accounts destroy your credit? More importantly…how can you fight these credit […]

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