Joseph Hogue's Blog, page 107
February 20, 2020
How to Budget When You Don’t Make Enough Money
Making ends meet when you just don’t make enough is frustrating and painful but you can beat it with these tips The Census tracks household income and reports half of American households make less than $56,000 a year. Talking with a lot of friends and family about budget problems and just being flat broke, I […]
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5 Simple Ways to Lower Office Supply Costs
Want to know one of the best ways to cut costs and increase your businesss bottom line? Getting rid of unnecessary office supply costs. Things like paper checks, unnecessary files, reports, documents, etc. have fallen to the wayside. The worlds on the fast track to total digitalization, which means that businesses need to focus on []
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February 18, 2020
How to Fix a 580 Credit Score Fast
A 580 credit score isn’t the end of the world but you will need to increase it to get the best rates Credit scores are a lot like your health, you don’t even think about it until something goes wrong. Whatever you did to get a 580 credit score, it’s probably now keeping you from […]
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February 13, 2020
SoFi Loans and $100 Cash Back Personal Loan Program
SoFi personal loans offer exceptionally low rates and employment protection if you qualify SoFi loans is one of the most popular online loan sites around for a reason, low rates and some unique features you won’t find elsewhere. Of course, that’s if you qualify. SoFi (formerly Social Finance) isn’t just an online loan site for […]
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February 11, 2020
How Applying for a Loan Can Ruin Your Credit Score
The difference between a hard inquiry and a soft pull on your credit report can mean a huge change in your interest rate Credit scores are like spouses…you don’t miss them until they’re gone! In all of personal finance, there may be no other topic more important and more misunderstood than your credit score. Having […]
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February 6, 2020
How Your 640 Credit Score is Holding You Back
How long does it take to repair a 640 credit score and what kind of interest rates can you expect? We’ve been talking a lot about specific credit scores lately, how many people have a certain FICO score and what is good credit. A 640 credit score is one of those scores that seems to […]
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February 4, 2020
Your Complete Debt Consolidation Process
The debt consolidation process can save you money on interest and help get your credit back on track Up to this point on the blog, I’ve talked about how to save on everything from vacations to homemade cleaning products. The Frugal Grandma wasn’t always so good with her money though, there was a point when […]
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February 3, 2020
6 ways to improve money habits and build up wealth
Nobody likes to talk about finances, be it theirs or someone else’s, precisely because, more often than not, such conversations always spark heated debates. Some people believe you only need enough money to live from one month to another, while others do take a special interest in opening a savings account and deposit as much […]
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January 30, 2020
Credit Score Guide: How to Get the Financial Respect You Deserve
From getting the money you need to landing a job, your credit score is more important than you may know What’s one of the biggest differences between the rich and poor in America, something that almost defines wealth and opportunity? It’s access to credit. It’s that ability to get the money you need, when you […]
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January 28, 2020
9 Ways to Make Ends Meet You Haven’t Tried
Making ends meet may mean trying some crazy ideas to put your finances back on track “Show me an income and I’ll show you how to live above it.” That was what one of my high school teachers use to say. He wasn’t wrong. From the most meager incomes all the way up to the […]
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