Terminalcoffee discussion
How are you today? The daily check-in thread
message 651:
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Jan
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Jan 16, 2017 08:43AM

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evie wrote: "Hi Gail!"
Hi evie.
Hi evie.
HI guys! Hello Gail, Scout, Youndy, Cynthia. Laurin, I hope he had a nice long life.
World gone mad, indeed. I feel like we are all standing on the precipice.
World gone mad, indeed. I feel like we are all standing on the precipice.

So sorry to hear of your loss, Laurin.

World gone mad, indeed. I feel like we are all standing on the precipice."
89 years. He was my best friend for 24 of those. I wish it could have been longer, but it was time for him to go. He wouldn't have wanted to be in a nursing home or hooked up to machines for the rest of his life, so we let him go.



Scout, I think I missed something. Did something happen recently?



Carol wrote: "My student worker didn't know who Chuck Berry is."
Another signpost on the road to Armageddon.
Another signpost on the road to Armageddon.
Oh, and I like Fireball shots. There, I've said it. That is all.

Another signpost on the road to Armageddon."
Seriously.
Cynthia wrote: "Dr. Detroit wrote: "Oh, and I like Fireball shots. There, I've said it. That is all."
You hipster."
Aging hipster doofus. Get it right, would you?
You hipster."
Aging hipster doofus. Get it right, would you?



In all honesty, the Saturday thing shouldn't be too bad. It's a Fall Festival at a Farmer's Market. I'm running a table/booth for the library where I work. But...8am...on a Saturday...
Waiting with Biblical patience for a new Kinks album.

You should be quite proud of yourself.


Yuck. They said the flu vaccine wasn't as effective this year because it wasn't as good a match for the virus. It's always a guessing game.
I'm lucky that the norovirus has missed me so far (had it last Christmas). A bunch of my sister's family got it.
I'm lucky that the norovirus has missed me so far (had it last Christmas). A bunch of my sister's family got it.

Simmering with anger about the "billing charges" on my dental bill. They slap on a $5 charge every time they send a bill, and they send way more bills than necessary. For one thing, they generate a bill before the insurance has paid. Now why would they do that when it is just going to piss off the customer? As soon as I pay this bill (the legit charges, not all the $5 "billing charges") I am done with this dentist. I am sick of their crap. And I'm then going to lambaste them on wherever people lambaste their dentist. Yelp, google.


Cynthia wrote: "Well, at least your dentist sends you a bill. I can't leave the office without paying in full, then I must wait for Delta Dental to reimburse me. It's most irritating."
That does suck. In fact, my dentist has a sign up that reads "you must pay in full at the time of service" but I've been going there for years, I mean years, and they never required me to pay up front until this past October when I had something done that cost about $300. I was putting on my coat and leaving and they suddenly said "how do you want to pay?" and I said, "I'll wait for the bill" and they said "you can pay half today and half at the next appointment" (which was only a month later) so I put it on my credit card. This is another reason I am done with them. If I've been your customer for years and years and you've never had a problem being paid by me, you should extend to me the courtesy of billing me (at no cost) not making me pay up front like I'm some kind of criminal.
That does suck. In fact, my dentist has a sign up that reads "you must pay in full at the time of service" but I've been going there for years, I mean years, and they never required me to pay up front until this past October when I had something done that cost about $300. I was putting on my coat and leaving and they suddenly said "how do you want to pay?" and I said, "I'll wait for the bill" and they said "you can pay half today and half at the next appointment" (which was only a month later) so I put it on my credit card. This is another reason I am done with them. If I've been your customer for years and years and you've never had a problem being paid by me, you should extend to me the courtesy of billing me (at no cost) not making me pay up front like I'm some kind of criminal.
CD wrote: "I pay less at the dentist in out of pocket cost if I pay cash (check, credit card, etc) than if I use insurance. Go figure that one out."
I've heard of dentists and doctors that do this. Never seen it, myself. In fact I went a few years without dental insurance (I can't remember why, now) and paid everything out of pocket and costs were significantly higher than if I'd had insurance.
I've heard of dentists and doctors that do this. Never seen it, myself. In fact I went a few years without dental insurance (I can't remember why, now) and paid everything out of pocket and costs were significantly higher than if I'd had insurance.
I've also never been asked to pay a copay at any doctor's office, ever, whereas my sister, who has really good insurance (I'm sure better than mine), says she always is asked to pay the copay up front.

A lot of this has to do with the state in which you live. Insurance is handled differently even under the ACA at the state level such that profitability for the practitioners varies. I don't work for a huge employer, so that kind of dental insurance isn't available to me at any cost. Plus the paper work and wait times are such that the dentist is willing to get their money sooner. In other words, they mark up the customers who have insurance that eventually pays a lot more money.
Copays are part of the overall scheme that kicked in in 2016 for everyone when applicable from your insurance provider. The medical practice/providers as gatekeepers also are the first interface and have to collect the copay as they are the one who get it anyway.

I do know, from my son's experience, that doctors charge people without insurance much more than they charge people with insurance, and they want their money up front.


Cigarettes also have similar requirements in the states I am aware of the regulations.
What happened to the good old days when any 14 year old could buy alcohol and cigarettes , for Mom and Dad of course, but not condoms? Mhmmm. Maybe we got something right for a change?

My daughter is currently in Hawaii. I'm home minding the cat.
Books mentioned in this topic
A Fine Balance (other topics)A Fine Balance (other topics)
The Woman in White (other topics)
The Woman in White (other topics)
Slouching Towards Bethlehem (other topics)
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