He also walked through the company’s various divisions and the amount of cash that each had on hand. Before Schreiber could continue with his inventory, Dimon cut him off. “You’re a smart guy but you’re running a fucked-up process.” The worst-case scenario that Schreiber was describing wasn’t anywhere near bad enough, Dimon insisted, and scoffed, “You guys have no idea what you’re doing. This is amateurish, it’s pathetic.”