If you can’t put up the two months’ rent you need to secure an apartment, you end up paying through the nose for a room by the week. If you have only a room, with a hot plate at best, you can’t save by cooking up huge lentil stews that can be frozen for the week ahead. You eat fast food or the hot dogs and Styrofoam cups of soup that can be microwaved in a convenience store. If you have no money for health insurance—and the Hearthside’s niggardly plan kicks in only after three months—you go without routine care or prescription drugs and end up paying the price. Gail, for example, was doing
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