This agreement is a legal postmortem contract between Bell Borca, hereafter referred to as the policy holder, and Vlerel, Orytane, Fodret, and Wundico, Licensed Orzhov Vengeance Assurors, Limited, hereafter referred to as the insurer. In the event of the policy holder’s homicide,’” he read, “‘the policy holder chooses Agrus Kos, hereafter referred to as the avenger—