Michael

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Today, if there’s any relationship between inaccuracy of the applicant data and fraud, it’s an inverse correlation. Our world is awash in databases of stolen identities from breaches at credit monitoring services, retailers, and employers, and these stolen identities are freely traded on the dark web. Fraudulent applications using these sources will not get flagged: the data entered on the application will exactly match the sources the EDD checks against, because it is usually a copy of precisely that data. The data is also not likely to be accidentally entered wrong, because criminals with ...more
Recoding America: Why Government Is Failing in the Digital Age and How We Can Do Better
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