faith is not the human “capacity” that makes man’s will the ultimate decision maker in salvation. Christ’s substitutionary death in behalf of His people is a real and finished work: It is not dependent upon the human act of faith for success or failure. When the time comes in God’s sovereign providence to bring to spiritual life each of those for whom Christ died, the Spirit of God will not only effectively accomplish that work of regeneration but that new creature in Christ will, unfailingly, believe in Jesus Christ (“all that the Father gives Me will come to Me”). Hence, we are not saved
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