Money, the tool of commerce, will corrupt the guardian. Regulation, the tool of the guardian, will slow down commerce. An example: a manufacturer might spend more money to provide an improved product under regulations, but its commercial customers, who want products quickly and cheaply, may be unwilling to absorb the extra costs. They may then find what they need elsewhere, perhaps offshore, where regulations are less stringent. In an unfortunate turnaround, the unregulated and potentially dangerous product is given a competitive edge.

