As important as personal experience is, think how invaluable it is to have a role model as well—someone who’s navigated the rapids before you and has a good map for you to follow. You can have a role model for your finances, a model for your relationships, a model for your health, a model for your profession, or a model for any aspect of your life you’re learning to master. They can save you years of pain and keep you from going over the falls.