So while savers ask: “What do I need to cut out in my life?” Earners consider: “What do I need to do differently to attain what I want in life?” My approach today goes like this: This is the lifestyle I want to live, with this type of house, this type of car, this vacation, donating this amount of money—how can I have all of that? My mentality is that there is a way to do it all; I just have to find it. Your income is not capped unless you assent to it being that way.