My father taught me to have one credit card and pay it off every month. I was in my twenties before I even knew there was such a thing as a minimum payment. You get one card, my father said, and if you can’t pay it in full, you need to rethink your life choices. Michael’s parents are different. They have managed their finances just fine, not that it’s any of my business, but I sense that when they die, Michael and his sisters might have to slice open some mattresses.
