Foundation regrets. The first deep structure category cuts across nearly all the surface categories. Many of our education, finance, and health regrets are actually different outward expressions of the same core regret: our failure to be responsible, conscientious, or prudent. Our lives require some basic level of stability. Without a measure of physical well-being and material security, other goals become difficult to imagine and even harder to pursue. Yet sometimes our individual choices undermine this long-term need.