Disasterology: Dispatches from the Frontlines of the Climate Crisis—A Memoir and Expert Analysis of Our World's Growing Vulnerability to Natural Disasters

by Samantha Montano

The way the SBA disaster loans are approved is a good example of how systemic racism is built into US recovery programs. Loans are given out largely based on the basis of the applicant’s credit score, which, for many Black New Orleanians, was affected by the racial wealth gap created by decades of systemic housing, education, and policing discrimination.