Philo, who understood perfectly well why a primitive law-code differentiated between brothers and strangers, argued that the prohibition of usury extended to anyone of the same nation and citizenship, irrespective of religion.12 One ruling said that if possible interest-free loans should be made to Jews and gentiles alike, though the Jews should have priority. Another praised a man who would not take interest from a foreigner. A third disapproved of charging foreigners interest and said it was lawful only when a Jew could live in no other way.13