Investors usually step up their efforts during a bear market, because of the tense environment, and they tend to become complacent during a bull market. Instead, dream big, manage risk, and intensify your efforts during a bull market to achieve financial independence early in life. When you are lucky to experience a bull market, ensure that it makes a big difference to your life. Make the most of a bull market to earn. Make the most of a bear market to learn.
