while redlining was outlawed in 1968 with the Fair Housing Act, it’s still in practice in plenty of ways today, shaping what neighborhoods look like all over America. According to a 2016 Pew Research Center study, only 43 percent of black households are homeowners, contrasted with nearly 72 percent of white households. Add to that stat the fact that homeownership is the most common way to build generational wealth, and you can begin to see how white families pass down advantages to their children, while black families aren’t able to set up their kids for the future. And the cycle continues.
