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although the Fair Housing Act of 1968 outlawed racially discriminatory practices by banks, it would take another twenty-four years for the Federal Reserve System, the central bank of
Among those in the United States arrested for criminal activity, the vast majority, 69 percent, is white. Yet white people constitute only about 28 percent of the people who appear on crime reports on TV news, while Black people are dramatically overrepresented. Yes, violent crime rates are higher in disinvested neighborhoods of color than in well-resourced white
enclaves, but once you control for poverty, the difference disappears. Crime victimization is as prevalent in poor white communities as poor Black communities; it’s similar in rural poor areas and urban poor ones. In addition, less policing in middle-income and wealthy neighborhoods means that their violent crimes often go unreported.