The Effect of Credit Scores on a Mortgage Payment FICO score APR* Monthly payment Total interest paid 760–850 4.18% $1,073 $166,378 700–759 4.402% $1,102 $176,696 680–699 4.579% $1,125 $185,021 660–679 4.793% $1,153 $195,200 640–659 5.223% $1,211 $216,022 620–639 5.769% $1,287 $243,146
