Because digital life, including commercial transactions, is automatically monitored, Chinese with high social credit ratings gain privileges. Those with lower scores find daily life harder. They aren’t allowed to buy high-speed train tickets or take flights. Doors close to certain restaurants. Their children may not be allowed to go to college. They may lose their job and have a difficult time finding a new one. And a social credit scofflaw will find himself isolated, as the algorithmic system downgrades those who are connected to the offender.