I expected that once I graduated, I’d have a job and pay it all back, because that’s what everyone else seemed to believe, and certainly the student loan providers’ cheerful assurances that they had my back did nothing to suggest otherwise. But that’s not how it works. I had no idea I was rapidly dooming myself to decades—if not a lifetime—of financial insecurity. (Peter would say on the presidential debate stage that he was the least wealthy candidate in the race and mention our household’s six-figure student debt. It was true that, even without the debt, he still would have been the least
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