“If I do get a good job and do what society says I should do and save up and buy a house—will I benefit equally when the fact that I live in a ‘black neighborhood’ means that my house will be worth far less? Will I benefit equally when I’m much more likely to get higher mortgage rates from my bank, or predatory loans that will skyrocket in cost after a few years causing me to foreclose and lose my home and equity and credit, because of the color of my skin?”
