We are socialized to place trust in our institutions—our government, our police, our schools, our regulators. It’s as if we assume there’s some guy with a secret team of experts sitting in an office with a plan, and if that plan doesn’t work, don’t worry, he’s got a plan B and a plan C—someone in charge will take care of it. But in truth, that guy doesn’t exist. If we choose to wait, nobody will come.

