First of all, yes, you can certainly leave money to the people and causes you care about—but the truth is that those people and causes would be better off getting your wealth sooner rather than later. Why wait until after you die? Second, whatever amount you give to others immediately becomes their money, not yours. But when I talk about dying with zero, I am talking about your money. Whatever you’ve given your kids will remain theirs, so there is no need to plan to have money left over for them.