Washington argued, as he had during the war, that he should cover his own living expenses, which was great for optics but terrible for his pocketbook. Fortunately for him, the Constitution required compensation and Congress allotted him a twenty-five-thousand-dollar annual salary plus the cost of living. But the new government didn’t pay in advance, and like most Virginians, Washington was land rich and cash poor. In order to make it to New York, he had to secure a loan from Alexandria merchant Richard Conway.13