“Fintech” is the term for the convergence of technology and financial services. First colonized by networks and apps, it was then radicalized by AI and blockchain, and now serves as a global wealth redistribution mechanism. Think Robin Hood with a smartphone, taking cash away from banks and putting it back into the hands of customers. Wherever large amounts of customer frustration encounter large piles of money, opportunity lurks. This gave rise to a company called TransferWise. By matching customers who have, say, pesos they want to turn into dollars with customers who want to change dollars
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