These two views are very different. In the first view, the decisive factor regarding a person’s destiny rests with the individual. In the second view, the decisive factor rests with God. Those who take the latter view must respond to questions about God’s fairness and justice and about man’s free will. Those who take the first view must answer the question of why is it that some people say yes and others say no. Is it because some people are more righteous, intelligent, or meritorious than others?

