Matt Kottman

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Faith and repentance are not separable quantities. To have faith is to receive God’s Word as truth and rest upon it in dependent trust; to repent is to have a new mind toward God, oneself, Christ and the world, commiting one’s heart to new obedience to God. Obviously these two factors are so interwoven that they are experienced as one, so that the condition of justification is not faith plus repentance, but repentant faith.
Dynamics of Spiritual Life: An Evangelical Theology of Renewal
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