Investing vs Paying Off Student Loans It can be difficult to hear the drumbeat of “Invest early!” when you’re faced with student loan statements that look increasingly scary and interest rates that seem to add more to your debt than you can pay. When it comes to choosing between paying down your loans or investing, you typically have three choices: ▪ Pay the minimum monthly payment on your student loans and invest the rest. ▪ Pay as much as possible toward your student loans and, then, once they are paid off, start investing. ▪ Do a hybrid 50/50 approach, where you pay half toward your student
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