Pension Benefit #2: Your Employer Match Means Free Money. Your employer must also contribute, meaning you get automatic free money for investing – a win-win situation. How exactly does matching work? Here’s an example: in an auto-enrolment scheme your company can offer a 1:1 (“one-to-one”) match up to 8%. This means your company must match every pound you invest up to 8% of your salary. If you make £60,000 per year and you contribute £2,400 per year (4% of your salary), your employer then matches the £2,400, so your actual investment is £4,800 per year. If you start at age twenty-five and earn
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